Logan County Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged up 0.22 percentage points between Q1 2026 and Q2 2026, to 2.69%. Logan County Bank ranks 69th of 78 Arkansas banks on net interest margin, in the lower half at 3.52% (Q2 2026). Logan County Bank reported 3.52% on net interest margin for Q2 2026, 0.42 points below the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.06% |
| Yield on loans | 6.27% |
| Yield on securities | 2.69% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.79% |
| Cost of interest-bearing deposits | 2.42% |
| Cost of interest-bearing liabilities | 2.42% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.52% |
| Yield to cost spread | 2.64% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.2M |
| Total interest expense | $450K |
| Interest expense on deposits | $450K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.90% | 1.54% | 2.57% | 5.42% | 1.77% |
| Q4 2023 | 4.03% | 2.11% | 2.22% | 5.54% | 1.81% |
| Q1 2024 | 4.22% | 2.21% | 2.29% | 5.75% | 1.82% |
| Q2 2024 | 4.37% | 2.37% | 2.29% | 5.90% | 1.85% |
| Q3 2024 | 4.57% | 2.49% | 2.42% | 6.05% | 1.86% |
| Q4 2024 | 4.61% | 2.42% | 2.51% | 6.12% | 1.87% |
| Q1 2025 | 4.74% | 2.25% | 2.80% | 6.27% | 2.04% |
| Q2 2025 | 4.90% | 2.16% | 3.01% | 6.39% | 2.19% |
| Q3 2025 | 5.02% | 2.12% | 3.19% | 6.44% | 2.29% |
| Q4 2025 | 4.91% | 1.91% | 3.27% | 6.40% | 2.02% |
| Q1 2026 | 4.99% | 1.79% | 3.45% | 6.38% | 2.47% |
| Q2 2026 | 5.06% | 1.79% | 3.52% | 6.27% | 2.69% |
Logan County Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan County Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5632) · FFIEC NIC profile (RSSD 932642)