Logan County Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits fell 0.72 percentage points from Q1 2026 to Q2 2026, ending at 72.12% against 72.84%. It was the largest change among the key lines on this page. Logan County Bank ranks 59th of 78 Arkansas banks on loan-to-deposit ratio, in the lower half at 73.01% (Q2 2026). Logan County Bank reported 73.01% on loan-to-deposit ratio for Q2 2026, 7.55 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $44.0M |
| Fed funds sold and reverse repos | $6.5M |
| Fed funds sold and reverse repos to assets | 5.42% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.01% |
| Net loans and leases to deposits | 72.12% |
| Loans and leases to core deposits | 87.65% |
| Core deposits to total deposits | 83.29% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.54% | 87.39% | $0 | $0 |
| Q4 2023 | 65.48% | 85.14% | $0 | $0 |
| Q1 2024 | 67.22% | 84.21% | $0 | $0 |
| Q2 2024 | 68.02% | 83.35% | $0 | $0 |
| Q3 2024 | 69.34% | 81.07% | $0 | $0 |
| Q4 2024 | 70.27% | 78.76% | $0 | $0 |
| Q1 2025 | 71.63% | 80.19% | $0 | $0 |
| Q2 2025 | 70.17% | 81.13% | $0 | $0 |
| Q3 2025 | 70.35% | 81.04% | $0 | $0 |
| Q4 2025 | 74.21% | 84.02% | $0 | $0 |
| Q1 2026 | 73.68% | 83.86% | $0 | $0 |
| Q2 2026 | 73.01% | 83.29% | $0 | $0 |
Logan County Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan County Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5632) · FFIEC NIC profile (RSSD 932642)