Logan County Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The largest change between Q1 2026 and Q2 2026 was in Risk-weighted assets, which rose 2.9% to $69.3M. As of Q2 2026, Logan County Bank ranks first in Arkansas on CET1 ratio among 37 banks, at 29.84%. Against a median of 15.08% for banks in the $100M-1B asset tier, Logan County Bank reported 29.84% on CET1 ratio in Q2 2026, 14.76 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 29.84% |
| Tier 1 risk-based capital ratio | 29.84% |
| Total risk-based capital ratio | 31.09% |
| Tier 1 leverage ratio | 16.89% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $20.7M |
| Tier 1 capital | $20.7M |
| Total risk-based capital | $21.5M |
| Total equity capital | $19.7M |
| Risk-weighted assets | $69.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.29% |
| Tangible equity to tangible assets | 16.29% |
| Equity capital to average assets | 16.07% |
| Internal capital growth rate | 6.27% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $500K |
| Retained earnings | $20.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$998K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 31.15% | 31.15% | 32.15% | 18.41% | $60.9M |
| Q4 2023 | 30.66% | 30.66% | 31.72% | 17.74% | $61.9M |
| Q1 2024 | 30.30% | 30.30% | 31.34% | 17.71% | $63.0M |
| Q2 2024 | 30.04% | 30.04% | 31.12% | 17.52% | $63.6M |
| Q3 2024 | 29.71% | 29.71% | 30.81% | 17.34% | $64.5M |
| Q4 2024 | 29.45% | 29.45% | 30.59% | 16.95% | $65.3M |
| Q1 2025 | 29.33% | 29.33% | 30.51% | 17.09% | $66.3M |
| Q2 2025 | 29.09% | 29.09% | 30.22% | 16.76% | $67.6M |
| Q3 2025 | 29.69% | 29.69% | 30.85% | 16.63% | $67.2M |
| Q4 2025 | 28.45% | 28.45% | 29.59% | 16.89% | $70.5M |
| Q1 2026 | 30.26% | 30.26% | 31.49% | 17.19% | $67.3M |
| Q2 2026 | 29.84% | 29.84% | 31.09% | 16.89% | $69.3M |
Logan County Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan County Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5632) · FFIEC NIC profile (RSSD 932642)