Logan County Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 0.93 percentage points higher than in Q1 2026, at 29.55%. Logan County Bank ranks 47th of 78 Arkansas banks on return on assets, in the lower half at 1.18% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Logan County Bank sits 0.07 points lower, at 1.18% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 29.84% |
| Tier 1 risk-based capital ratio | 29.84% |
| Total risk-based capital ratio | 31.09% |
| Tier 1 leverage ratio | 16.89% |
| Equity capital to assets | 16.29% |
| Tangible equity to tangible assets | 16.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.18% |
| Non-performing assets ratio | 0.11% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 0.64% |
| Allowance for credit losses to loans | 1.22% |
| Reserve coverage of non-performing loans | 681.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.18% |
| Return on equity | 7.44% |
| Net interest margin | 3.52% |
| Efficiency ratio | 48.54% |
| Yield on earning assets | 5.06% |
| Cost of funds | 1.79% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.01% |
| Core deposits to total deposits | 83.29% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.60% |
| Securities to assets | 29.55% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 31.15% | 31.15% | 32.15% | 18.41% | 0.45% |
| Q4 2023 | 30.66% | 30.66% | 31.72% | 17.74% | 0.32% |
| Q1 2024 | 30.30% | 30.30% | 31.34% | 17.71% | 0.56% |
| Q2 2024 | 30.04% | 30.04% | 31.12% | 17.52% | 0.30% |
| Q3 2024 | 29.71% | 29.71% | 30.81% | 17.34% | 0.46% |
| Q4 2024 | 29.45% | 29.45% | 30.59% | 16.95% | 0.47% |
| Q1 2025 | 29.33% | 29.33% | 30.51% | 17.09% | 0.94% |
| Q2 2025 | 29.09% | 29.09% | 30.22% | 16.76% | 0.95% |
| Q3 2025 | 29.69% | 29.69% | 30.85% | 16.63% | 1.12% |
| Q4 2025 | 28.45% | 28.45% | 29.59% | 16.89% | 0.58% |
| Q1 2026 | 30.26% | 30.26% | 31.49% | 17.19% | 1.27% |
| Q2 2026 | 29.84% | 29.84% | 31.09% | 16.89% | 1.18% |
Logan County Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan County Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5632) · FFIEC NIC profile (RSSD 932642)