Bank of Lake Village
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Data as of · sourced from FFIEC call reports. How we update
Bank of Lake Village is an FDIC-insured commercial bank headquartered in Lake Village, AR, established in 1934 (FDIC certificate 15547), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $90.6M, up 7.1% from Q2 2025, the 74th largest of 78 banks headquartered in Arkansas. Its CET1 capital ratio was 21.01% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 15547
- Headquarters
- Lake Village, AR
- Established
- 1934
- Total assets, Q2 2026
- $90.6M
- Assets vs Q2 2025
- +7.1%
- CET1 ratio, Q2 2026
- 21.01%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 082905987
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Lake Village call report
- Holding company
- SOUTHEAST ARKANSAS BANK CORPORATION
- Asset rank in state
- 74th of 78 in Arkansas
Bank of Lake Village earns an unusually wide margin on its lending. The Lake Village, Arkansas bank had $91 million in assets at June 30, 2026, up 7.1% from a year earlier. It keeps 5.31 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 583 banks with less than $100 million in assets (median 3.87 cents). It also spends about 55 cents to bring in each dollar of revenue, lower than about three-quarters of banks its size (median 69 cents).
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.32% of loans from 0.70%. Concentration is the risk to watch: it holds commercial real estate loans worth 0.8 times its capital, about triple the median of 26% for banks its size.
As of June 30, 2026, Bank of Lake Village reported a CET1 capital ratio of 21.01%, a return on assets of 1.67%, a nonperforming-loan ratio of 1.00% and a Texas ratio of 1.22%. The figures come from its call report filed with the FFIEC.
Bank of Lake Village ranks as the 74th largest of the 78 banks based in Arkansas, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 8.7% to $90.6M, loans rose 23.1% and deposits rose 1.8%. Its loan book on June 30, 2026 was led by agricultural production loans, at 37.1% of total loans, followed by farmland and other real estate loans at 25.3%. The FDIC Summary of Deposits lists 2 offices for it, in Lake Village, AR. Judged on its Q2 2026 call report, Bank of Lake Village meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 101 Main St, Lake Village, AR 71653
- County
- Chicot
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1934
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 17
- Domestic deposits
- $71.1M
- Allowance for credit losses
- $3.0M
- Net charge-offs (YTD)
- $55K
- Average total assets
- $90.2M
- Average total loans
- $57.8M
- Average interest-bearing deposits
- $44.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 15547
- Fed RSSD
- 476445
- SEC CIK
- 1495400 → filed by SOUTHEAST ARKANSAS BANK CORPORATION
- Website
- www.bankoflakevillage.com →
- Parent Holding Company
- SOUTHEAST ARKANSAS BANK CORPORATION (RSSD 1137033)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bank of Lake Village's total assets ranged from $81.8M (Q4 2025) to $96.5M (Q3 2023), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$90.6M total assets against $84.6M; $77.1M total liabilities against $71.8M.
$60.0M net loans and leases against $56.6M; $71.1M total deposits against $66.8M.
$20.2M securities against $20.4M; $5.3M cash and balances due against $2.8M.
$1.3M total interest income against $1.4M; $266K total interest expense against $272K.
$1.1M net interest income against $1.1M.
$33K total noninterest income against $40K; $614K total noninterest expense against $605K.
$0 provision for credit losses against $0.
$376K net income against $380K.
1.67% return on assets against 1.84%; 5.31% net interest margin against 5.42%.
21.01% CET1 capital ratio against 21.60%; 16.10% tier 1 leverage ratio against 17.05%.
Inside the full Bank of Lake Village terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.71% (Q4 2025) to 2.05% (Q3 2025) and its net interest margin ran from 4.90% (Q1 2025) to 5.86% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 21.01% | 1.67% | 1.00% | 1.22% | 5.31% |
| Q1 2026 | 22.87% | 1.37% | 1.89% | 3.87% | 4.96% |
| Q4 2025 | 26.08% | -0.71% | 1.79% | 3.62% | 5.36% |
| Q3 2025 | 23.28% | 2.05% | 1.05% | 1.20% | 5.24% |
| Q2 2025 | 21.60% | 1.84% | 1.42% | 2.70% | 5.42% |
| Q1 2025 | 23.64% | 1.75% | 0.32% | 0.99% | 4.90% |
| Q4 2024 | 24.11% | 0.98% | 0.53% | 1.72% | 5.86% |
| Q3 2024 | 18.98% | 1.99% | 0.97% | 1.03% | 5.20% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Lake Village (main office) | Lake Village , AR | 71653 | $64.0M |
| Highway Branch | Lake Village , AR | 71653 | $7.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in AR, rank 97 of 108 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $450K approved, $450K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2003 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Lake Village
What are Bank of Lake Village's total assets?
As of the Q2 2026 filing, Bank of Lake Village reported total assets of $90.6 million in its FFIEC call report.
Where is Bank of Lake Village headquartered?
It is headquartered in Lake Village, AR, United States.
When was Bank of Lake Village founded?
It was established in 1934, per the FDIC institution directory.
Is Bank of Lake Village FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15547). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Lake Village?
Bank of Lake Village's primary federal regulator is the Federal Reserve.
What is Bank of Lake Village's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 21.01% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Lake Village operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Lake Village's Texas Ratio?
Its Texas Ratio is 1.22% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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