Logan State Bank
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Data as of · sourced from FFIEC call reports. How we update
Logan State Bank is an FDIC-insured commercial bank headquartered in Logan, IA, established in 1888 (FDIC certificate 4476), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $92.2M, up 7.8% from Q2 2025, the 196th largest of 225 banks headquartered in Iowa. Its CET1 capital ratio was 12.53% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 4476
- Headquarters
- Logan, IA
- Established
- 1888
- Total assets, Q2 2026
- $92.2M
- Assets vs Q2 2025
- +7.8%
- CET1 ratio, Q2 2026
- 12.53%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 073904887
- Holding company
- LOGAN BANCORPORATION, INC.
- Asset rank in state
- 196th of 225 in Iowa
Logan State Bank operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $92 million at June 30, 2026, up 7.8% from a year earlier; it is based in Logan, Iowa. It holds common equity equal to 12.53% of its risk-weighted assets, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 22.08%). On the other hand, it returns 16.9% a year on shareholders' equity, about double the median of 8.6% for banks its size.
Net income for the quarter rose 13% from a year earlier, to $340,000. Over the same year, loans grew 2.6% and deposits grew 7.8%. Funding is the softer spot: it pays an average of 2.09% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.53%).
As of June 30, 2026, Logan State Bank reported a CET1 capital ratio of 12.53%, a return on assets of 1.51%, a nonperforming-loan ratio of 0.35% and a Texas ratio of 3.06%. The figures come from its call report filed with the FFIEC.
Logan State Bank ranks as the 196th largest of the 225 banks based in Iowa, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.8% to $92.2M, loans fell 1.2% and deposits rose 1.6%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 33.9% of total loans, ahead of agricultural production loans at 32.4%. The FDIC Summary of Deposits lists 2 offices for it, in Missouri Valley, IA and Logan, IA; its Missouri Valley office books 55% of its branch deposits. Judged on its Q2 2026 call report, Logan State Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 323 E 7th St, Logan, IA 51546
- County
- Harrison
- Metro Area
- Omaha, NE-IA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 1, 1888
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 12
- Domestic deposits
- $83.6M
- Allowance for credit losses
- $720K
- Net charge-offs (YTD)
- $0
- Average total assets
- $90.2M
- Average total loans
- $78.5M
- Average interest-bearing deposits
- $67.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4476
- Fed RSSD
- 754246
- Website
- https://www.loganstatebank.com →
- Parent Holding Company
- LOGAN BANCORPORATION, INC. (RSSD 1492282)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Logan State Bank's total assets moved between a low of $75.4M (Q3 2023) and a high of $92.2M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$92.2M total assets against $85.5M; $84.0M total liabilities against $78.0M.
$77.6M net loans and leases against $75.7M; $83.6M total deposits against $77.5M.
$678K securities against $680K; $11.2M cash and balances due against $6.2M.
$1.3M total interest income against $1.2M; $430K total interest expense against $415K.
$889K net interest income against $829K.
$61K total noninterest income against $61K; $593K total noninterest expense against $570K.
$9K provision for credit losses against $9K.
$340K net income against $301K.
1.51% return on assets against 1.42%; 4.10% net interest margin against 4.09%.
12.53% CET1 capital ratio against 12.18%; 9.06% tier 1 leverage ratio against 8.89%.
Inside the full Logan State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.96% (Q3 2024) to 1.51% (Q2 2026) and its net interest margin ran from 3.85% (Q1 2025) to 4.26% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.53% | 1.51% | 0.35% | 3.06% | 4.10% |
| Q1 2026 | 11.95% | 1.22% | 0.53% | 4.87% | 4.06% |
| Q4 2025 | 11.98% | 1.48% | 0.22% | 2.03% | 4.26% |
| Q3 2025 | 12.07% | 1.11% | 0.51% | 4.73% | 4.22% |
| Q2 2025 | 12.18% | 1.42% | 0.36% | 3.35% | 4.09% |
| Q1 2025 | 11.99% | 1.06% | 0.02% | 0.15% | 3.85% |
| Q4 2024 | 11.89% | 1.17% | 0.00% | 0.00% | 4.03% |
| Q3 2024 | 11.64% | 0.96% | 0.86% | 8.08% | 3.96% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Logan State Bank Branch | Missouri Valley , IA | 51555 | $45.9M |
| Logan State Bank (main office) | Logan , IA | 51546 | $37.7M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 4 against the institution (OCC); 7 against individuals associated with it
- March 25, 2009, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): The First National Bank of Logan
- July 2, 2008, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): The First National Bank of Logan
- April 28, 1998, OCC: Formal Agreement: The First National Bank of Logan
- July 7, 1992, OCC: Formal Agreement: The First National Bank Of Logan
- Period: Most recent institution action March 25, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IA, rank 216 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 15 applications, 11 loans originated, $1.0M originated, across 1 states
- Period: Calendar year 2019. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $83K approved, $83K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1993 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Logan State Bank
What are Logan State Bank's total assets?
As of the Q2 2026 filing, Logan State Bank reported total assets of $92.2 million in its FFIEC call report.
Where is Logan State Bank headquartered?
It is headquartered in Logan, IA, United States.
When was Logan State Bank founded?
It was established in 1888, per the FDIC institution directory.
Is Logan State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Logan State Bank?
Logan State Bank's primary federal regulator is the Federal Reserve.
What is Logan State Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.53% in its Q2 2026 call report, above regulatory requirements.
How many branches does Logan State Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Logan State Bank's Texas Ratio?
Its Texas Ratio is 3.06% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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