Logan State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Retained earnings rose 3.8% from Q1 2026 to Q2 2026, ending at $8.0M against $7.7M. It was the largest change among the key lines on this page. Logan State Bank ranks 78th of 114 Iowa banks on CET1 ratio, in the lower half at 12.53% (Q2 2026). Logan State Bank reported 12.53% on CET1 ratio for Q2 2026, 7.44 points below the 19.96% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.53% |
| Tier 1 risk-based capital ratio | 12.53% |
| Total risk-based capital ratio | 13.65% |
| Tier 1 leverage ratio | 9.06% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $8.2M |
| Tier 1 capital | $8.2M |
| Total risk-based capital | $8.9M |
| Total equity capital | $8.2M |
| Risk-weighted assets | $65.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.87% |
| Tangible equity to tangible assets | 8.87% |
| Equity capital to average assets | 9.07% |
| Internal capital growth rate | 14.70% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $50K |
| Common stock surplus | $150K |
| Retained earnings | $8.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $3K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.90% | 11.90% | 12.96% | 8.93% | $55.5M |
| Q4 2023 | 12.05% | 12.05% | 13.14% | 9.03% | $56.3M |
| Q1 2024 | 11.72% | 11.72% | 12.77% | 8.78% | $58.5M |
| Q2 2024 | 12.06% | 12.06% | 13.14% | 8.93% | $58.3M |
| Q3 2024 | 11.64% | 11.64% | 12.64% | 9.01% | $60.8M |
| Q4 2024 | 11.89% | 11.89% | 12.92% | 8.96% | $60.6M |
| Q1 2025 | 11.99% | 11.99% | 13.06% | 8.73% | $60.7M |
| Q2 2025 | 12.18% | 12.18% | 13.25% | 8.89% | $61.8M |
| Q3 2025 | 12.07% | 12.07% | 13.15% | 9.09% | $63.1M |
| Q4 2025 | 11.98% | 11.98% | 13.06% | 9.21% | $64.9M |
| Q1 2026 | 11.95% | 11.95% | 13.04% | 9.06% | $66.0M |
| Q2 2026 | 12.53% | 12.53% | 13.65% | 9.06% | $65.3M |
Logan State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4476) · FFIEC NIC profile (RSSD 754246)