Logan State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Yield on securities, which rose 0.57 percentage points to 4.68%. Logan State Bank ranks 37th of 225 Iowa banks on net interest margin, in the upper half at 4.10% (Q2 2026). The median for banks in the < $100M asset tier is 3.88% on net interest margin. Logan State Bank sits 0.22 points higher, at 4.10% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.09% |
| Yield on loans | 6.35% |
| Yield on securities | 4.68% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.09% |
| Cost of interest-bearing deposits | 2.52% |
| Cost of interest-bearing liabilities | 2.52% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.10% |
| Yield to cost spread | 3.57% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.2M |
| Total interest expense | $430K |
| Interest expense on deposits | $430K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.69% | 1.20% | 4.54% | 5.74% | 3.31% |
| Q4 2023 | 5.79% | 1.44% | 4.40% | 5.85% | 3.31% |
| Q1 2024 | 5.82% | 1.83% | 4.04% | 5.89% | 3.29% |
| Q2 2024 | 5.93% | 2.11% | 3.92% | 6.00% | 3.50% |
| Q3 2024 | 6.06% | 2.22% | 3.96% | 6.12% | 4.11% |
| Q4 2024 | 6.18% | 2.23% | 4.03% | 6.23% | 4.72% |
| Q1 2025 | 5.90% | 2.15% | 3.85% | 6.07% | 4.11% |
| Q2 2025 | 6.13% | 2.16% | 4.09% | 6.28% | 4.72% |
| Q3 2025 | 6.33% | 2.20% | 4.22% | 6.40% | 4.11% |
| Q4 2025 | 6.37% | 2.21% | 4.26% | 6.44% | 4.72% |
| Q1 2026 | 6.11% | 2.14% | 4.06% | 6.31% | 4.11% |
| Q2 2026 | 6.09% | 2.09% | 4.10% | 6.35% | 4.68% |
Logan State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4476) · FFIEC NIC profile (RSSD 754246)