Logan State Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio dropped 2.60 percentage points in Q2 2026, from 96.31% to 93.71%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Logan State Bank is 56th of 225 on loan-to-deposit ratio, 93.71% as of Q2 2026. Logan State Bank reported 93.71% on loan-to-deposit ratio for Q2 2026, 26.39 points above the 67.32% median for banks in the < $100M asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $78.3M |
| Net loans and leases | $77.6M |
| Loans held for sale | $0 |
| Loans to total assets | 84.95% |
| Loan-to-deposit ratio | 93.71% |
| Net loans to equity capital | 9.49% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 2.81% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 6.66% |
| Consumer | 2.84% |
| Credit cards | 0.00% |
| Farm | 33.88% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 5.61% |
| Construction concentration (Tier 1 capital + allowance) | 5.61% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.35% |
| Interest income on loans | $1.2M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $69.3M | $67.0M | 1.58% | 5.82% | 4.37% |
| Q4 2023 | $69.2M | $69.2M | 2.02% | 5.96% | 4.50% |
| Q1 2024 | $69.6M | $73.1M | 1.91% | 5.29% | 4.35% |
| Q2 2024 | $70.3M | $70.0M | 2.29% | 5.49% | 4.27% |
| Q3 2024 | $72.3M | $71.6M | 2.24% | 5.86% | 4.42% |
| Q4 2024 | $75.1M | $73.6M | 2.08% | 6.51% | 3.97% |
| Q1 2025 | $74.3M | $76.6M | 2.04% | 6.05% | 3.84% |
| Q2 2025 | $76.3M | $77.5M | 2.01% | 6.22% | 3.71% |
| Q3 2025 | $77.5M | $76.1M | 1.68% | 6.61% | 3.60% |
| Q4 2025 | $78.9M | $78.7M | 2.77% | 6.18% | 3.28% |
| Q1 2026 | $79.2M | $82.3M | 2.90% | 6.89% | 2.97% |
| Q2 2026 | $78.3M | $83.6M | 2.81% | 6.66% | 2.84% |
Logan State Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Logan State Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logan State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4476) · FFIEC NIC profile (RSSD 754246)