Bank of Lake Village: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 16.63 percentage points higher than in Q1 2026, at 98.83%. Bank of Lake Village ranks 33rd of 78 Arkansas banks on loan-to-deposit ratio, in the upper half at 88.55% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Bank of Lake Village sits 20.92 points higher, at 88.55% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $25.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.29% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.55% |
| Net loans and leases to deposits | 84.32% |
| Loans and leases to core deposits | 98.83% |
| Core deposits to total deposits | 88.39% |
| Brokered deposits to total deposits | 1.20% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 84.73% | 90.86% | $0 | $10.2M |
| Q4 2023 | 65.41% | 89.67% | $0 | $0 |
| Q1 2024 | 64.90% | 86.41% | $0 | $3.0M |
| Q2 2024 | 82.46% | 84.46% | $0 | $3.0M |
| Q3 2024 | 91.82% | 84.35% | $0 | $10.8M |
| Q4 2024 | 61.58% | 82.52% | $0 | $0 |
| Q1 2025 | 64.79% | 84.00% | $0 | $0 |
| Q2 2025 | 88.47% | 82.30% | $4.6M | $0 |
| Q3 2025 | 80.07% | 82.96% | $0 | $0 |
| Q4 2025 | 66.96% | 81.07% | $0 | $0 |
| Q1 2026 | 73.16% | 87.64% | $0 | $0 |
| Q2 2026 | 88.55% | 88.39% | $0 | $5.7M |
Bank of Lake Village liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Lake Village, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Lake Village profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15547) · FFIEC NIC profile (RSSD 476445)