Bank of Lake Village: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 61.49 percentage points in Q2 2026, from 704.84% to 766.33%. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Bank of Lake Village is 19th of 78 on return on assets, 1.67% as of Q2 2026, above the middle of the field. Against a median of 0.98% for banks in the < $100M asset tier, Bank of Lake Village reported 1.67% on return on assets in Q2 2026, 0.68 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.01% |
| Tier 1 risk-based capital ratio | 21.01% |
| Total risk-based capital ratio | 22.30% |
| Tier 1 leverage ratio | 16.10% |
| Equity capital to assets | 14.93% |
| Tangible equity to tangible assets | 14.93% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.62% |
| Non-performing assets ratio | 0.43% |
| Net charge-off ratio | 0.38% |
| Texas ratio | 3.82% |
| Allowance for credit losses to loans | 4.77% |
| Reserve coverage of non-performing loans | 766.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.67% |
| Return on equity | 11.24% |
| Net interest margin | 5.31% |
| Efficiency ratio | 55.16% |
| Yield on earning assets | 6.61% |
| Cost of funds | 1.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.55% |
| Core deposits to total deposits | 88.39% |
| Brokered deposits to total deposits | 1.20% |
| Deposits to assets | 78.49% |
| Securities to assets | 22.24% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.49% | 16.49% | 17.75% | 12.59% | 2.09% |
| Q4 2023 | 19.63% | 19.63% | 20.91% | 13.86% | 2.25% |
| Q1 2024 | 18.99% | 18.99% | 20.27% | 14.83% | 2.18% |
| Q2 2024 | 18.73% | 18.73% | 20.00% | 14.56% | 1.75% |
| Q3 2024 | 18.98% | 18.98% | 20.25% | 14.50% | 1.99% |
| Q4 2024 | 24.11% | 24.11% | 25.40% | 14.93% | 0.98% |
| Q1 2025 | 23.64% | 23.64% | 24.93% | 16.69% | 1.75% |
| Q2 2025 | 21.60% | 21.60% | 22.88% | 17.05% | 1.84% |
| Q3 2025 | 23.28% | 23.28% | 24.56% | 15.93% | 2.05% |
| Q4 2025 | 26.08% | 26.08% | 27.39% | 16.67% | -0.71% |
| Q1 2026 | 22.87% | 22.87% | 24.16% | 16.78% | 1.37% |
| Q2 2026 | 21.01% | 21.01% | 22.30% | 16.10% | 1.67% |
Bank of Lake Village vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Lake Village, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Lake Village profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15547) · FFIEC NIC profile (RSSD 476445)