Bank of Lake Village: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Risk-weighted assets: 11.0% higher than in Q1 2026, at $69.1M. Within Arkansas, Bank of Lake Village is 4th of 37 on CET1 ratio, 21.01% as of Q2 2026, above the middle of the field. Bank of Lake Village reported 21.01% on CET1 ratio for Q2 2026, 1.45 points above the 19.57% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.01% |
| Tier 1 risk-based capital ratio | 21.01% |
| Total risk-based capital ratio | 22.30% |
| Tier 1 leverage ratio | 16.10% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.5M |
| Tier 1 capital | $14.5M |
| Total risk-based capital | $15.4M |
| Total equity capital | $13.5M |
| Risk-weighted assets | $69.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.93% |
| Tangible equity to tangible assets | 14.93% |
| Equity capital to average assets | 15.00% |
| Internal capital growth rate | 8.64% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $600K |
| Common stock surplus | $4.9M |
| Retained earnings | $9.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$993K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.49% | 16.49% | 17.75% | 12.59% | $73.0M |
| Q4 2023 | 19.63% | 19.63% | 20.91% | 13.86% | $61.8M |
| Q1 2024 | 18.99% | 18.99% | 20.27% | 14.83% | $65.3M |
| Q2 2024 | 18.73% | 18.73% | 20.00% | 14.56% | $67.2M |
| Q3 2024 | 18.98% | 18.98% | 20.25% | 14.50% | $67.6M |
| Q4 2024 | 24.11% | 24.11% | 25.40% | 14.93% | $53.4M |
| Q1 2025 | 23.64% | 23.64% | 24.93% | 16.69% | $58.8M |
| Q2 2025 | 21.60% | 21.60% | 22.88% | 17.05% | $65.2M |
| Q3 2025 | 23.28% | 23.28% | 24.56% | 15.93% | $61.7M |
| Q4 2025 | 26.08% | 26.08% | 27.39% | 16.67% | $53.8M |
| Q1 2026 | 22.87% | 22.87% | 24.16% | 16.78% | $62.3M |
| Q2 2026 | 21.01% | 21.01% | 22.30% | 16.10% | $69.1M |
Bank of Lake Village regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Lake Village, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Lake Village profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15547) · FFIEC NIC profile (RSSD 476445)