Bank of Lake Village: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Lake Village of Lake Village, AR against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.67% | 3.33% | -1.66% | 74th above |
| ROAE | 11.24% | 8.28% | +2.96% | 65th above |
| Net Interest Margin | 5.31% | 3.92% | +1.39% | 92nd top |
| Efficiency Ratio | 55.16% | 84.52% | -29.36% | 79th top |
| PPNR / Avg Assets | 2.18% | 1.56% | +0.62% | 84th top |
| Yield on Earning Assets | 6.61% | 5.24% | +1.37% | 90th top |
| Cost of Funds | 1.51% | 1.67% | -0.16% | 52nd above |
| Net Interest Spread | 4.39% | 3.30% | +1.09% | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.62% | 1.42% | -0.80% | 39th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.43% | 0.71% | -0.28% | 34th below |
| NCO / Avg Loans | 0.38% | 0.15% | +0.23% | 6th bottom |
| ACL / Total Loans | 4.77% | 1.52% | +3.25% | 98th top |
| ACL / NPLs (Coverage) | 766.33% | 721.32% | +45.01% | 86th top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.82% | 8.57% | -4.75% | 42nd below |
| Provision / NCO | 0.00% | 286.20% | -286.20% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.01% | 127.07% | -106.06% | 49th below |
| Tier 1 Ratio | 21.01% | 127.08% | -106.07% | 49th below |
| Total Capital Ratio | 22.30% | 127.97% | -105.67% | 49th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 16.10% | 22.09% | -5.99% | 70th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 14.93% | 20.73% | -5.80% | 66th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 14.93% | 20.49% | -5.56% | 67th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.55% | 74.24% | +14.31% | 20th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.39% | 88.31% | +0.08% | 33rd below |
| Wholesale Funding Ratio | 6.29% | 5.31% | +0.98% | 32nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.06% | 3.82% | +3.24% | 73rd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.48% | 6.85% | -0.37% | 66th above |
| Deposit Growth (Y/Y) | 6.39% | 2.97% | +3.42% | 71st above |
See Bank of Lake Village's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Lake Village, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Lake Village profile, how to read a UBPR, or how this data updates.