Priority Bank
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Data as of · sourced from FFIEC call reports. How we update
Priority Bank is an FDIC-insured savings institution headquartered in Fayetteville, AR, established in 1993 (FDIC certificate 33818), and it is supervised by the OCC. At Q2 2026 it reported total assets of $153.4M, up 9.6% from Q2 2025, the 69th largest of 78 banks headquartered in Arkansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.52% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 33818
- Headquarters
- Fayetteville, AR
- Established
- 1993
- Total assets, Q2 2026
- $153.4M
- Assets vs Q2 2025
- +9.6%
- Tier 1 leverage ratio, Q2 2026
- 10.52%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 082901790
- Latest call report
- Q2 2026, FFIEC 051 · Priority Bank call report
- Holding company
- PRIORITY ONE HOLDING COMPANY
- Asset rank in state
- 69th of 78 in Arkansas
Problem loans are rising at Priority Bank. Its balance sheet stood at $153 million at June 30, 2026, up 9.6% from a year earlier; it is based in Fayetteville, Arkansas. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 3.37% of loans from 2.26% a year earlier. It pays an average of 2.93% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also carries problem assets equal to 24.0% of the capital and reserves that would absorb them, 9.1 times the median of 2.6% for banks its size.
Net income for the quarter slipped 30% from a year earlier, to $562,000. Over the same year, loans grew 10.1% and deposits grew 19.7%. Costs are the weak spot: it spends about 72 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, Priority Bank reported a return on assets of 1.47%, a nonperforming-loan ratio of 3.37% and a Texas ratio of 24.04%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Priority Bank is the 69th largest of the 78 banks headquartered in Arkansas. From Q1 2026 to Q2 2026, its total assets rose 1.9% to $153.4M, loans rose 2.7% and deposits rose 2.2%. 1-4 family residential loans made up 61.5% of its total loans on June 30, 2026, its largest category; next came construction and land development loans at 12.7%. Its 3 offices in the FDIC Summary of Deposits are in Prairie Grove, AR, Ozark, AR and Fayetteville, AR; its Prairie Grove office books 58% of its branch deposits. By the capital ratios in its Q2 2026 call report, Priority Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 3401 E Mission Blvd, Fayetteville, AR 72703
- County
- Washington
- Metro Area
- Fayetteville-Springdale-Rogers, AR
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 3, 1993
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 34
- Domestic deposits
- $129.4M
- Allowance for credit losses
- $1.5M
- Net charge-offs (YTD)
- -$7K
- Average total assets
- $152.6M
- Average total loans
- $116.0M
- Average interest-bearing deposits
- $111.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 3, 1993
- FDIC Cert
- 33818
- Fed RSSD
- 2059990
- Website
- https://www.prioritybank.com →
- Parent Holding Company
- PRIORITY ONE HOLDING COMPANY (RSSD 3832033)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Priority Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Priority Bank's total assets ran between $98.1M (Q3 2023) and $155.5M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$153.4M total assets against $139.9M; $137.2M total liabilities against $124.5M.
$115.2M net loans and leases against $104.7M; $129.4M total deposits against $108.1M.
$26.7M securities against $24.1M; $7.1M cash and balances due against $6.6M.
$2.6M total interest income against $2.5M; $998K total interest expense against $939K.
$1.6M net interest income against $1.6M.
$422K total noninterest income against $739K; $1.5M total noninterest expense against $1.5M.
$0 provision for credit losses against $25K.
$562K net income against $801K.
1.47% return on assets against 2.41%; 4.43% net interest margin against 4.83%.
10.52% tier 1 leverage ratio against 11.63%.
Inside the full Priority Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Priority Bank rankings
Its closest position to the top of a national ranking is 111 of 3,640, for Texas Ratio; its furthest is 2,897 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.47% (Q2 2026) to 2.49% (Q3 2025) and its net interest margin ran from 4.30% (Q1 2025) to 5.01% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.52% | 1.47% | 3.37% | 24.04% | 4.43% |
| Q1 2026 | 10.81% | 1.89% | 2.67% | 18.75% | 4.59% |
| Q4 2025 | 10.04% | 1.85% | 2.66% | 24.54% | 4.79% |
| Q3 2025 | 10.93% | 2.49% | 2.43% | 22.81% | 5.01% |
| Q2 2025 | 11.63% | 2.41% | 2.26% | 22.18% | 4.83% |
| Q1 2025 | 11.04% | 2.22% | 2.81% | 26.10% | 4.30% |
| Q4 2024 | 10.96% | 1.75% | 2.13% | 23.19% | 4.54% |
| Q3 2024 | 11.93% | 1.88% | 2.36% | 21.14% | 4.62% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Prairie Grove Branch | Prairie Grove , AR | 72753 | $75.1M |
| Ozark Branch | Ozark , AR | 72949 | $29.8M |
| Priority Bank (main office) | Fayetteville , AR | 72703 | $24.6M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (OCC, OCC (former OTS)); 1 against individuals associated with it
- October 15, 2012, OCC: Notice of Charges: Priority Bank
- May 9, 2012, OCC: Notice of Charges: Priority Bank
- January 26, 1996, OCC (former OTS): Cease and Desist: River Valley SB, FSB
- Period: Most recent institution action October 15, 2012. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.1% of deposits in AR, rank 84 of 108 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 294 applications, 254 loans originated, $68.2M originated, across 6 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 3 loans, $79K approved, $26K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1998 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 3 complaints in the last 3 full quarters. Raw counts, not adjusted for size
- Period: 2014-Q4 to 2017-Q2. Source: CFPB consumer complaint database.
- Not on file
- CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Priority Bank
What are Priority Bank's total assets?
As of the Q2 2026 filing, Priority Bank reported total assets of $153.4 million in its FFIEC call report.
Where is Priority Bank headquartered?
It is headquartered in Fayetteville, AR, United States.
When was Priority Bank founded?
It was established in 1993, per the FDIC institution directory.
Is Priority Bank FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #33818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Priority Bank?
Priority Bank's primary federal regulator is the OCC.
How many branches does Priority Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Priority Bank's Texas Ratio?
Its Texas Ratio is 24.04% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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