Priority Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin fell 0.16 percentage points in Q2 2026 to 4.43%, the biggest move on this page. Within Arkansas, Priority Bank is 17th of 78 on net interest margin, 4.43% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Priority Bank sits 0.49 points higher, at 4.43% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.09% |
| Yield on loans | 7.81% |
| Yield on securities | 5.00% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.93% |
| Cost of interest-bearing deposits | 3.43% |
| Cost of interest-bearing liabilities | 3.41% |
| Cost of borrowings | 3.20% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.43% |
| Yield to cost spread | 3.68% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.3M |
| Total interest expense | $998K |
| Interest expense on deposits | $943K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 7.24% | 3.18% | 4.80% | 7.47% | 5.74% |
| Q4 2023 | 7.28% | 3.46% | 4.54% | 7.68% | 5.84% |
| Q1 2024 | 7.36% | 3.56% | 4.48% | 8.03% | 5.77% |
| Q2 2024 | 7.50% | 3.71% | 4.59% | 8.01% | 6.03% |
| Q3 2024 | 7.68% | 3.84% | 4.62% | 8.19% | 6.02% |
| Q4 2024 | 7.75% | 3.87% | 4.54% | 8.42% | 6.12% |
| Q1 2025 | 7.40% | 3.39% | 4.30% | 8.15% | 5.20% |
| Q2 2025 | 7.72% | 3.25% | 4.83% | 8.41% | 4.98% |
| Q3 2025 | 7.93% | 3.23% | 5.01% | 8.79% | 5.15% |
| Q4 2025 | 7.67% | 3.17% | 4.79% | 8.61% | 5.37% |
| Q1 2026 | 7.26% | 2.96% | 4.59% | 8.03% | 4.88% |
| Q2 2026 | 7.09% | 2.93% | 4.43% | 7.81% | 5.00% |
Priority Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Priority Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Priority Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33818) · FFIEC NIC profile (RSSD 2059990)