Priority Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 10.91 percentage points in Q2 2026, from 47.85% to 36.95%. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Priority Bank is 30th of 78 on return on assets, 1.47% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Priority Bank sits 0.22 points higher, at 1.47% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.52% |
| Equity capital to assets | 10.54% |
| Tangible equity to tangible assets | 10.42% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.37% |
| Non-performing assets ratio | 2.73% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 24.04% |
| Allowance for credit losses to loans | 1.24% |
| Reserve coverage of non-performing loans | 36.95% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.47% |
| Return on equity | 13.97% |
| Net interest margin | 4.43% |
| Efficiency ratio | 72.32% |
| Yield on earning assets | 7.09% |
| Cost of funds | 2.93% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.15% |
| Core deposits to total deposits | 89.05% |
| Brokered deposits to total deposits | 0.70% |
| Deposits to assets | 84.36% |
| Securities to assets | 17.39% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.96% | 3.52% | 4.80% | 2.92% | 0.00% |
| Q4 2023 | 11.34% | 1.61% | 4.54% | 1.61% | -0.06% |
| Q1 2024 | 12.26% | 2.83% | 4.48% | 1.80% | -0.03% |
| Q2 2024 | 12.14% | 1.51% | 4.59% | 2.13% | 0.03% |
| Q3 2024 | 11.93% | 1.88% | 4.62% | 2.36% | -0.05% |
| Q4 2024 | 10.96% | 1.75% | 4.54% | 2.13% | 0.09% |
| Q1 2025 | 11.04% | 2.22% | 4.30% | 2.81% | 0.01% |
| Q2 2025 | 11.63% | 2.41% | 4.83% | 2.26% | -0.06% |
| Q3 2025 | 10.93% | 2.49% | 5.01% | 2.43% | 0.05% |
| Q4 2025 | 10.04% | 1.85% | 4.79% | 2.66% | 0.15% |
| Q1 2026 | 10.81% | 1.89% | 4.59% | 2.67% | -0.02% |
| Q2 2026 | 10.52% | 1.47% | 4.43% | 3.37% | -0.01% |
Priority Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Priority Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Priority Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33818) · FFIEC NIC profile (RSSD 2059990)