Northwoods Bank of Minnesota
Operating from Park Rapids, MN, Northwoods Bank of Minnesota serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $141M in assets, including $77M in loans. Profitability tracks the broader industry — ROA 1.04%, ROE 11.50%, NIM 3.91%. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.00% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. 4 branches make up the footprint.
Headquarters Profile
- Address
- 1200 First St E, PARK RAPIDS, MN 56470
- County
- Hubbard
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- Fed District
- 11
- Established
- September 19, 1919
- Branches
- 4 domestic
- Employees (FTE)
- 35
- FDIC Cert
- 1415
- Fed RSSD
- 284752
- Website
- www.northwoodsbank.com →
- Parent Holding Company
- DORSET BANCSHARES, INC. (RSSD 1124097)
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Northwoods Bank of Minnesota rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Northwoods Bank of Minnesota
What are Northwoods Bank of Minnesota's total assets?
As of the Q1 2026 filing, Northwoods Bank of Minnesota reported total assets of $140.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Northwoods Bank of Minnesota headquartered?
Northwoods Bank of Minnesota is headquartered in PARK RAPIDS, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Northwoods Bank of Minnesota founded?
Northwoods Bank of Minnesota was established in 1919, per the FDIC institution directory.
Is Northwoods Bank of Minnesota FDIC-insured?
Yes. Northwoods Bank of Minnesota is an FDIC-insured commercial bank (FDIC Certificate #1415). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Northwoods Bank of Minnesota?
Northwoods Bank of Minnesota's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Northwoods Bank of Minnesota operate?
Northwoods Bank of Minnesota operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Northwoods Bank of Minnesota's Texas Ratio?
Northwoods Bank of Minnesota's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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