Security State Bank of Warroad
Security State Bank of Warroad is a locally rooted FDIC-insured community bank based in Warroad, MN. As of Q1 2026, the bank held approximately $143M in total assets and $125M in deposits. Returns are subdued: 0.70% ROA and 5.86% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 16.06% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. 2 branches make up the footprint.
Headquarters Profile
- Address
- 502 Lake St Ne, WARROAD, MN 56763
- County
- Roseau
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- September 13, 1912
- Branches
- 2 domestic
- Employees (FTE)
- 15
- FDIC Cert
- 9773
- Fed RSSD
- 868059
- Website
- http://www.ssbwarroad.com →
- Parent Holding Company
- WARROAD BANCSHARES, INC. (RSSD 1127986)
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Security State Bank of Warroad rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Security State Bank of Warroad
What are Security State Bank of Warroad's total assets?
As of the Q1 2026 filing, Security State Bank of Warroad reported total assets of $142.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Security State Bank of Warroad headquartered?
Security State Bank of Warroad is headquartered in WARROAD, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Security State Bank of Warroad founded?
Security State Bank of Warroad was established in 1912, per the FDIC institution directory.
Is Security State Bank of Warroad FDIC-insured?
Yes. Security State Bank of Warroad is an FDIC-insured commercial bank (FDIC Certificate #9773). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Security State Bank of Warroad?
Security State Bank of Warroad's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Security State Bank of Warroad operate?
Security State Bank of Warroad operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Security State Bank of Warroad's Texas Ratio?
Security State Bank of Warroad's Texas Ratio is 15.58% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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