Corydon State Bank
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Data as of · sourced from FFIEC call reports. How we update
Corydon State Bank is an FDIC-insured commercial bank headquartered in Corydon, IA, established in 1926 (FDIC certificate 13616), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $138.0M, up 4.4% from Q2 2025, the 173rd largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 25.75% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 13616
- Headquarters
- Corydon, IA
- Established
- 1926
- Total assets, Q2 2026
- $138.0M
- Assets vs Q2 2025
- +4.4%
- Tier 1 leverage ratio, Q2 2026
- 25.75%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 073904502
- Holding company
- DENTEL BANCORPORATION
- Asset rank in state
- 173rd of 225 in Iowa
Problem loans are rising at Corydon State Bank. Its balance sheet stood at $138 million at June 30, 2026, up 4.4% from a year earlier; it is based in Corydon, Iowa. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 5.45% of loans from 2.91% a year earlier. It earns about $2.28 a year on every $100 of assets, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also spends about 22 cents to bring in each dollar of revenue, about a third the median of 61 cents for banks its size.
Net income for the quarter rose 24% from a year earlier, to $765,000. Over the same year, loans grew 12.4% and deposits shrank 0.2%.
As of June 30, 2026, Corydon State Bank reported a return on assets of 2.28%, a nonperforming-loan ratio of 5.45% and a Texas ratio of 6.34%. The figures come from its call report filed with the FFIEC.
Of the 225 banks headquartered in Iowa, Corydon State Bank is the 173rd largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 4.9% to $138.0M, loans rose 4.8% and deposits rose 4.3%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 40.7% of total loans, ahead of agricultural production loans at 26.4%. Its one office in the FDIC Summary of Deposits is in Corydon, IA. On its Q2 2026 call report, Corydon State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 201 W Jackson St, Corydon, IA 50060
- County
- Wayne
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1926
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 9
- Domestic deposits
- $103.6M
- Allowance for credit losses
- $2.4M
- Net charge-offs (YTD)
- $5K
- Average total assets
- $134.2M
- Average total loans
- $41.0M
- Average interest-bearing deposits
- $101.6M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 13, 1934
- FDIC Cert
- 13616
- Fed RSSD
- 837046
- Parent Holding Company
- DENTEL BANCORPORATION (RSSD 1133615)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Corydon State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Corydon State Bank's total assets moved between a low of $107.3M (Q3 2023) and a high of $138.0M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$138.0M total assets against $132.3M; $104.2M total liabilities against $104.5M.
$39.2M net loans and leases against $34.6M; $103.6M total deposits against $103.9M.
$88.5M securities against $80.7M; $8.2M cash and balances due against $14.9M.
$1.6M total interest income against $1.5M; $566K total interest expense against $585K.
$1.0M net interest income against $883K.
$30K total noninterest income against $48K; $286K total noninterest expense against $287K.
No provision recorded in the last 12 quarters.
$765K net income against $617K.
2.28% return on assets against 1.97%; 3.72% net interest margin against 3.30%.
25.75% tier 1 leverage ratio against 25.47%.
Inside the full Corydon State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Corydon State Bank rankings
Its closest position to the top of a national ranking is 16 of 3,606, for efficiency ratio; its furthest is 3,387 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.45% (Q4 2024) to 2.28% (Q2 2026) and its net interest margin ran from 3.14% (Q4 2024) to 3.72% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 25.75% | 2.28% | 5.45% | 6.34% | 3.72% |
| Q1 2026 | 25.61% | 2.03% | 3.25% | 3.85% | 3.53% |
| Q4 2025 | 24.74% | 1.77% | 3.07% | 3.85% | 3.39% |
| Q3 2025 | 24.90% | 1.88% | 3.23% | 4.04% | 3.37% |
| Q2 2025 | 25.47% | 1.97% | 2.91% | 3.83% | 3.30% |
| Q1 2025 | 26.09% | 1.80% | 2.24% | 3.18% | 3.23% |
| Q4 2024 | 26.64% | 1.45% | 2.13% | 3.17% | 3.14% |
| Q3 2024 | 27.82% | 1.84% | 2.23% | 3.16% | 3.22% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Corydon State Bank (main office) | Corydon , IA | 50060 | $103.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IA, rank 203 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $35K approved, $35K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1998 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Corydon State Bank
What are Corydon State Bank's total assets?
As of the Q2 2026 filing, Corydon State Bank reported total assets of $138.0 million in its FFIEC call report.
Where is Corydon State Bank headquartered?
It is headquartered in Corydon, IA, United States.
When was Corydon State Bank founded?
It was established in 1926, per the FDIC institution directory.
Is Corydon State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13616). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Corydon State Bank?
Corydon State Bank's primary federal regulator is the FDIC.
How many branches does Corydon State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Corydon State Bank's Texas Ratio?
Its Texas Ratio is 6.34% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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