Corydon State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 154.5% higher than in Q1 2026, at $7.0M. Corydon State Bank has the 10th lowest loan-to-deposit ratio of the 225 banks headquartered in Iowa, at 40.17% as of Q2 2026. Against a median of 80.55% for banks in the $100M-1B asset tier, Corydon State Bank reported 40.17% on loan-to-deposit ratio in Q2 2026, 40.39 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $96.6M |
| Fed funds sold and reverse repos | $7.0M |
| Fed funds sold and reverse repos to assets | 5.07% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 40.17% |
| Net loans and leases to deposits | 37.86% |
| Loans and leases to core deposits | 45.14% |
| Core deposits to total deposits | 88.99% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 58.04% | 85.90% | $0 | $5.4M |
| Q4 2023 | 57.45% | 86.71% | $0 | $2.0M |
| Q1 2024 | 51.57% | 87.61% | $0 | $0 |
| Q2 2024 | 51.72% | 87.44% | $0 | $0 |
| Q3 2024 | 50.63% | 88.14% | $0 | $0 |
| Q4 2024 | 47.71% | 88.46% | $0 | $0 |
| Q1 2025 | 43.59% | 88.88% | $0 | $0 |
| Q2 2025 | 35.65% | 89.64% | $0 | $0 |
| Q3 2025 | 39.41% | 89.04% | $0 | $0 |
| Q4 2025 | 39.34% | 89.40% | $0 | $0 |
| Q1 2026 | 39.99% | 88.10% | $0 | $0 |
| Q2 2026 | 40.17% | 88.99% | $0 | $0 |
Corydon State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Corydon State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corydon State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13616) · FFIEC NIC profile (RSSD 837046)