Corydon State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 80.02 percentage points in Q2 2026, from 185.61% to 105.60%. It was the largest change from Q1 2026 among the key lines here. Among 225 Iowa banks, Corydon State Bank sits 14th from the top on return on assets, 2.28% as of Q2 2026. Corydon State Bank's return on assets of 2.28% is well above the 1.26% median for banks in the $100M-1B asset tier, a gap of 1.02 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 25.75% |
| Equity capital to assets | 24.50% |
| Tangible equity to tangible assets | 24.25% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 5.45% |
| Non-performing assets ratio | 1.64% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 6.34% |
| Allowance for credit losses to loans | 5.75% |
| Reserve coverage of non-performing loans | 105.60% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.28% |
| Return on equity | 9.35% |
| Net interest margin | 3.72% |
| Efficiency ratio | 22.17% |
| Yield on earning assets | 5.39% |
| Cost of funds | 1.84% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 40.17% |
| Core deposits to total deposits | 88.99% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 75.10% |
| Securities to assets | 64.09% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 26.16% | 1.39% | 3.21% | 2.06% | 0.10% |
| Q4 2023 | 26.68% | 1.70% | 3.46% | 1.62% | 0.80% |
| Q1 2024 | 26.67% | 1.79% | 3.28% | 1.84% | 0.13% |
| Q2 2024 | 27.16% | 1.86% | 3.21% | 2.37% | 0.34% |
| Q3 2024 | 27.82% | 1.84% | 3.22% | 2.23% | 0.17% |
| Q4 2024 | 26.64% | 1.45% | 3.14% | 2.13% | -0.17% |
| Q1 2025 | 26.09% | 1.80% | 3.23% | 2.24% | 0.00% |
| Q2 2025 | 25.47% | 1.97% | 3.30% | 2.91% | 0.00% |
| Q3 2025 | 24.90% | 1.88% | 3.37% | 3.23% | 0.10% |
| Q4 2025 | 24.74% | 1.77% | 3.39% | 3.07% | 0.00% |
| Q1 2026 | 25.61% | 2.03% | 3.53% | 3.25% | 0.00% |
| Q2 2026 | 25.75% | 2.28% | 3.72% | 5.45% | 0.05% |
Corydon State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Corydon State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corydon State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13616) · FFIEC NIC profile (RSSD 837046)