Corydon State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Equity capital to average assets: 1.22 percentage points higher than in Q1 2026, at 25.20%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 25.75% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.4M |
| Tier 1 capital | $34.4M |
| Total risk-based capital | — |
| Total equity capital | $33.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 24.50% |
| Tangible equity to tangible assets | 24.25% |
| Equity capital to average assets | 25.20% |
| Internal capital growth rate | 9.67% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $125K |
| Common stock surplus | $2.1M |
| Retained earnings | $32.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 26.16% | 22.27% | 21.95% |
| Q4 2023 | 26.68% | 25.21% | 24.90% |
| Q1 2024 | 26.67% | 25.15% | 24.84% |
| Q2 2024 | 27.16% | 25.14% | 24.83% |
| Q3 2024 | 27.82% | 26.13% | 25.83% |
| Q4 2024 | 26.64% | 24.10% | 23.80% |
| Q1 2025 | 26.09% | 23.32% | 23.03% |
| Q2 2025 | 25.47% | 21.01% | 20.73% |
| Q3 2025 | 24.90% | 23.55% | 23.28% |
| Q4 2025 | 24.74% | 24.11% | 23.85% |
| Q1 2026 | 25.61% | 24.05% | 23.78% |
| Q2 2026 | 25.75% | 24.50% | 24.25% |
Corydon State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Corydon State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corydon State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13616) · FFIEC NIC profile (RSSD 837046)