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Bridge Community Bank

MOUNT VERNON, IASmallEst. Sep 8, 1903FDIC #12717RSSD #882541FDIC
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Bridge Community Bank is an FDIC-insured commercial bank. Bridge Community's Q1 2026 balance sheet shows $149M in assets funded primarily by $125M in customer deposits. Returns are notably above industry norms: 1.32% ROA, 8.83% ROE, and 4.97% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.87% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.03%. 3 branches make up the footprint.

Headquarters Profile

Address
302 Highway 1 S, MOUNT VERNON, IA 52314
County
Linn
Metro Area
CEDAR RAPIDS, IA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
11
Established
September 8, 1903
Branches
3 domestic
Employees (FTE)
17
FDIC Cert
12717
Fed RSSD
882541
Assets
$149M
Deposits
$125M
Loans
$99M
Equity
$22M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.32%0.03%0.20%4.97%
2025-12-312.94%0.03%0.22%4.67%
2025-09-30-2.30%0.02%0.16%4.56%
2025-06-300.75%0.02%0.14%3.92%
2025-03-311.38%0.00%0.00%3.77%
2024-12-311.36%0.00%0.00%3.65%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Bridge Community Bank

What are Bridge Community Bank's total assets?

As of the Q1 2026 filing, Bridge Community Bank reported total assets of $148.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bridge Community Bank headquartered?

Bridge Community Bank is headquartered in MOUNT VERNON, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bridge Community Bank founded?

Bridge Community Bank was established in 1903, per the FDIC institution directory.

Is Bridge Community Bank FDIC-insured?

Yes. Bridge Community Bank is an FDIC-insured commercial bank (FDIC Certificate #12717). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bridge Community Bank?

Bridge Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Bridge Community Bank operate?

Bridge Community Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bridge Community Bank's Texas Ratio?

Bridge Community Bank's Texas Ratio is 0.20% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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