Verus Bank of Commerce
Operating from Fort Collins, CO, Verus Bank of Commerce serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $207M in assets, including $177M in loans. Returns are in line with industry norms at 0.83% ROA and 4.45% ROE; net interest margin is 4.03%. Under the simplified Community Bank Leverage Ratio framework, leverage of 18.61% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 3700 S College Ave, FORT COLLINS, CO 80525
- County
- Larimer
- Metro Area
- FORT COLLINS-LOVELAND, CO
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- June 27, 2005
- Branches
- 1 domestic
- Employees (FTE)
- 12
- FDIC Cert
- 58025
- Fed RSSD
- 3322468
- Website
- www.verusboc.com →
- Parent Holding Company
- VERUS ACQUISITION GROUP, INC. (RSSD 4136439)
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Verus Bank of Commerce rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Verus Bank of Commerce
What are Verus Bank of Commerce's total assets?
As of the Q1 2026 filing, Verus Bank of Commerce reported total assets of $207.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Verus Bank of Commerce headquartered?
Verus Bank of Commerce is headquartered in FORT COLLINS, CO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Verus Bank of Commerce founded?
Verus Bank of Commerce was established in 2005, per the FDIC institution directory.
Is Verus Bank of Commerce FDIC-insured?
Yes. Verus Bank of Commerce is an FDIC-insured commercial bank (FDIC Certificate #58025). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Verus Bank of Commerce?
Verus Bank of Commerce's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Verus Bank of Commerce operate?
Verus Bank of Commerce operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Verus Bank of Commerce's Texas Ratio?
Verus Bank of Commerce's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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