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BanksGuaranty Bank & Trust Company of Delhi

Guaranty Bank & Trust Company of Delhi

DELHI, LASmallEst. Oct 15, 1966FDIC #19638RSSD #969255FDIC
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Guaranty Bank & Trust Company of Delhi is an FDIC-insured commercial bank, during the regulated-rate era. Total assets stand at $451M. Earnings are mid-range — 1.19% ROA and a 3.72% net interest margin. Capital is comfortably above regulatory minimums — CET1 ratio of 15.13% sits well above the 7% well-capitalized threshold. Asset quality merits closer attention with NPLs at 2.22%. 10 branches make up the footprint.

Headquarters Profile

Address
120 Oak St, DELHI, LA 71232
County
Richland
Metro Area
MONROE, LA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
October 15, 1966
Branches
10 domestic
Employees (FTE)
64
FDIC Cert
19638
Fed RSSD
969255
Assets
$451M
Deposits
$406M
Loans
$328M
Equity
$39M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3115.13%1.19%2.22%22.97%3.72%
2025-12-3114.25%1.46%1.83%31.79%3.99%
2025-09-3014.67%1.65%2.24%23.95%4.08%
2025-06-3014.59%1.87%1.77%16.67%3.94%
2025-03-3114.49%1.59%1.28%11.49%4.01%
2024-12-3113.87%2.07%0.97%11.68%4.13%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about Guaranty Bank & Trust Company of Delhi

What are Guaranty Bank & Trust Company of Delhi's total assets?

As of the Q1 2026 filing, Guaranty Bank & Trust Company of Delhi reported total assets of $451.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Guaranty Bank & Trust Company of Delhi headquartered?

Guaranty Bank & Trust Company of Delhi is headquartered in DELHI, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Guaranty Bank & Trust Company of Delhi founded?

Guaranty Bank & Trust Company of Delhi was established in 1966, per the FDIC institution directory.

Is Guaranty Bank & Trust Company of Delhi FDIC-insured?

Yes. Guaranty Bank & Trust Company of Delhi is an FDIC-insured commercial bank (FDIC Certificate #19638). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Guaranty Bank & Trust Company of Delhi?

Guaranty Bank & Trust Company of Delhi's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Guaranty Bank & Trust Company of Delhi's CET1 capital ratio?

Guaranty Bank & Trust Company of Delhi reported a Common Equity Tier 1 (CET1) capital ratio of 15.13% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Guaranty Bank & Trust Company of Delhi operate?

Guaranty Bank & Trust Company of Delhi operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Guaranty Bank & Trust Company of Delhi's Texas Ratio?

Guaranty Bank & Trust Company of Delhi's Texas Ratio is 22.97% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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