Guaranty Bank & Trust Company of Delhi: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 0.85 percentage points in Q2 2026, from 116.79% to 115.94%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Guaranty Bank & Trust Company of Delhi is 53rd of 103 on loan-to-deposit ratio, 80.82% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; Guaranty Bank & Trust Company of Delhi reported 80.82% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $96.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $117.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $4.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.90% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.82% |
| Net loans and leases to deposits | 80.39% |
| Loans and leases to core deposits | 115.94% |
| Core deposits to total deposits | 69.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.48% | 78.16% | $0 | $28.2M |
| Q4 2023 | 90.05% | 75.74% | $0 | $27.8M |
| Q1 2024 | 90.53% | 75.41% | $0 | $27.4M |
| Q2 2024 | 92.56% | 74.55% | $0 | $27.0M |
| Q3 2024 | 94.16% | 74.72% | $0 | $26.6M |
| Q4 2024 | 89.19% | 75.87% | $0 | $26.3M |
| Q1 2025 | 88.27% | 76.59% | $0 | $25.9M |
| Q2 2025 | 86.52% | 76.37% | $0 | $25.5M |
| Q3 2025 | 86.65% | 74.76% | $0 | $25.2M |
| Q4 2025 | 82.87% | 71.09% | $0 | $24.8M |
| Q1 2026 | 80.95% | 69.31% | $0 | $4.4M |
| Q2 2026 | 80.82% | 69.70% | $0 | $4.1M |
Guaranty Bank & Trust Company of Delhi liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Guaranty Bank & Trust Company of Delhi, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Guaranty Bank & Trust Company of Delhi profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19638) · FFIEC NIC profile (RSSD 969255)