Hana Bank USA, N.A.
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Data as of · sourced from FFIEC call reports. How we update
Hana Bank USA, N.A. is an FDIC-insured commercial bank headquartered in Fort Lee, NJ, established in 1986 (FDIC certificate 26790), and it is supervised by the OCC. At Q2 2026 it reported total assets of $835.2M, up 29.3% from Q2 2025, the 29th largest of 49 banks headquartered in New Jersey. Its CET1 capital ratio was 42.21% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 26790
- Headquarters
- Fort Lee, NJ
- Established
- 1986
- Total assets, Q2 2026
- $835.2M
- Assets vs Q2 2025
- +29.3%
- CET1 ratio, Q2 2026
- 42.21%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 026003272
- Latest call report
- Q2 2026, FFIEC 051 · Hana Bank USA, N.A. call report
- Holding company
- HANA BANCORP, INC.
- Asset rank in state
- 29th of 49 in New Jersey
Hana Bank USA, N.A. is one of the more profitable banks of its size. Its balance sheet stood at $835 million at June 30, 2026, up 29.3% from a year earlier; it is based in Fort Lee, New Jersey. It earns about $3.91 a year on every $100 of assets, about triple the median of $1.28 for the 2,627 banks with $100 million to $1 billion in assets. On the other hand, it pays an average of 2.89% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
Net income for the quarter rose 26% from a year earlier, to $8.4 million. Over the same year, loans grew 9.6% and deposits grew 13.3%. Its margin is thin by comparison: it keeps 3.07 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.96 cents).
As of June 30, 2026, Hana Bank USA, N.A. reported a CET1 capital ratio of 42.21%, a return on assets of 3.91%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 49 banks headquartered in New Jersey, Hana Bank USA, N.A. is the 29th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.5% to $835.2M, loans rose 1.0% and deposits fell 2.4%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 34.0% of total loans, followed by multifamily loans at 27.4%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities across 3 states; its Fort Lee office books 54% of its branch deposits. Judged on its Q2 2026 call report, Hana Bank USA, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 201 Main St, Fort Lee, NJ 07024
- County
- Bergen
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 16, 1986
- Former names
- KEB Hana Bank USA, National Association (2016-2023); BNB Hana Bank, National Association (2013-2016); BNB Bank, National Association (2006-2013)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 55
- Domestic deposits
- $588.2M
- Allowance for credit losses
- $4.3M
- Net charge-offs (YTD)
- -$113K
- Average total assets
- $858.9M
- Average total loans
- $514.1M
- Average interest-bearing deposits
- $490.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- September 16, 1986
- FDIC Cert
- 26790
- Fed RSSD
- 609609
- Website
- www.hanabank.us →
- Parent Holding Company
- HANA BANCORP, INC. (RSSD 1398973)
- Ultimate Parent
- HANA FINANCIAL GROUP INC. (RSSD 3400937)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Hana Bank USA, N.A.'s total assets moved between a low of $424.3M (Q1 2024) and a high of $839.6M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$835.2M total assets against $646.2M; $610.5M total liabilities against $537.0M.
$510.3M net loans and leases against $464.4M; $588.2M total deposits against $519.1M.
$147.2M securities against $85.9M; $137.6M cash and balances due against $68.0M.
$10.7M total interest income against $8.5M; $4.4M total interest expense against $3.9M.
$6.4M net interest income against $4.5M.
$267K total noninterest income against $207K; $3.7M total noninterest expense against $3.2M.
$0 provision for credit losses against $8K.
$8.4M net income against $6.7M.
3.91% return on assets against 4.17%; 3.07% net interest margin against 2.92%.
42.21% CET1 capital ratio against 24.09%; 25.41% tier 1 leverage ratio against 16.64%.
Inside the full Hana Bank USA, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeHana Bank USA, N.A. rankings
Its closest position to the top of a national ranking is 24 of 3,611, for ROA; its furthest is 3,375 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.41% (Q3 2024) to 4.17% (Q2 2025) and its net interest margin ran from 2.78% (Q1 2025) to 3.07% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 42.21% | 3.91% | 0.00% | 0.00% | 3.07% |
| Q1 2026 | 42.42% | 1.68% | 0.01% | 0.00% | 2.96% |
| Q4 2025 | 45.11% | 0.92% | 0.01% | 0.01% | 2.82% |
| Q3 2025 | 24.15% | 0.95% | 0.01% | 0.01% | 2.84% |
| Q2 2025 | 24.09% | 4.17% | 0.01% | 0.03% | 2.92% |
| Q1 2025 | 26.37% | 0.64% | 0.02% | 0.03% | 2.78% |
| Q4 2024 | 28.56% | 0.89% | 0.02% | 0.04% | 2.82% |
| Q3 2024 | 30.60% | 0.41% | 0.03% | 0.04% | 2.93% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hana Bank USA, N.A. (main office) | Fort Lee , NJ | 07024 | $316.1M |
| Fifth Avenue Branch | New York , NY | 10016 | $127.5M |
| Los Angeles Branch | Los Angeles , CA | 90006 | $109.0M |
| Flushing Branch | Flushing , NY | 11354 | $35.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 14, 2002 | Structure Change | Sale of Assets | FFIEC NIC |
| May 6, 1995 | Structure Change | Acquired American Savings and Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (OCC); 3 against individuals associated with it
- January 23, 2015, OCC: Formal Agreement: BNB Hana Bank, National Association
- December 18, 2009, OCC: Formal Agreement: BNB Bank, National Association
- April 13, 1998, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Broadway National Bank
- Period: Most recent institution action January 23, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NJ, rank 61 of 96 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $630K approved, $315K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Hana Bank USA, N.A.
What are Hana Bank USA, N.A.'s total assets?
As of the Q2 2026 filing, Hana Bank USA, N.A. reported total assets of $835.2 million in its FFIEC call report.
Where is Hana Bank USA, N.A. headquartered?
It is headquartered in Fort Lee, NJ, United States.
When was Hana Bank USA, N.A. founded?
It was established in 1986, per the FDIC institution directory.
Is Hana Bank USA, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26790). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hana Bank USA, N.A.?
Hana Bank USA, N.A.'s primary federal regulator is the OCC.
What is Hana Bank USA, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 42.21% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Hana Bank USA, N.A. operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Hana Bank USA, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Hana Bank USA, N.A. previously called?
The charter now named Hana Bank USA, N.A. has also operated as KEB Hana Bank USA, National Association (2016-2023), BNB Hana Bank, National Association (2013-2016), BNB Bank, National Association (2006-2013), per FDIC structure-change records.
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