Hana Bank USA, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hana Bank USA, N.A. of Fort Lee, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.91% | 1.34% | +2.57% | 99th top |
| ROAE | 15.26% | 13.31% | +1.95% | 67th above |
| Net Interest Margin | 3.07% | 3.93% | -0.86% | 12th bottom |
| Efficiency Ratio | 55.03% | 61.14% | -6.11% | 69th above |
| PPNR / Avg Assets | 1.39% | 1.68% | -0.29% | 39th below |
| Yield on Earning Assets | 5.16% | 5.67% | -0.51% | 29th below |
| Cost of Funds | 2.89% | 1.88% | +1.01% | 7th bottom |
| Net Interest Spread | 1.56% | 3.32% | -1.76% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.07% | 0.16% | -0.23% | 96th top |
| ACL / Total Loans | 0.84% | 1.28% | -0.44% | 13th bottom |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 42.21% | 19.47% | +22.74% | 97th top |
| Tier 1 Ratio | 42.21% | 19.50% | +22.71% | 97th top |
| Total Capital Ratio | 43.06% | 20.59% | +22.47% | 97th top |
| Leverage Ratio | 25.41% | 12.13% | +13.28% | 98th top |
| Equity / Assets | 26.91% | 11.36% | +15.55% | 98th top |
| TCE / Tangible Assets | 26.91% | 11.08% | +15.83% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.49% | 80.63% | +6.86% | 34th below |
| Core Deposit Ratio | 62.39% | 86.88% | -24.49% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 29.26% | 6.83% | +22.43% | 97th top |
| Loan Growth (Y/Y) | 9.61% | 7.90% | +1.71% | 72nd above |
| Deposit Growth (Y/Y) | 13.31% | 6.28% | +7.03% | 89th top |
See Hana Bank USA, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hana Bank USA, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hana Bank USA, N.A. profile, how to read a UBPR, or how this data updates.