Brentwood Bank
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Data as of · sourced from FFIEC call reports. How we update
Brentwood Bank is an FDIC-insured savings bank headquartered in Bethel Park, PA, established in 1922 (FDIC certificate 27943), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.05B, up 0.7% from Q2 2025, the 43rd largest of 109 banks headquartered in Pennsylvania. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.75% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 27943
- Headquarters
- Bethel Park, PA
- Established
- 1922
- Total assets, Q2 2026
- $1.05B
- Assets vs Q2 2025
- +0.7%
- Tier 1 leverage ratio, Q2 2026
- 9.75%
- Domestic offices
- 14 FDIC institution directory, current count
- Routing number
- 243373112
- Latest call report
- Q2 2026, FFIEC 051 · Brentwood Bank call report
- Holding company
- MUTUAL HOLDING COMPANY OF WESTERN PENNSYLVANIA
- Asset rank in state
- 43rd of 109 in Pennsylvania
Brentwood Bank spends more to run itself than most banks of its size. Based in Bethel Park, Pennsylvania, it had $1.0 billion in assets at June 30, 2026. It earns about $0.10 a year on every $100 of assets, a small fraction of the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also spends about 93 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Earnings fell sharply: quarterly net income of $268,000 was 39% below a year earlier. Over the same year, loans grew 2.2% and deposits shrank 1.0%. Its margin is thin by comparison: it keeps 2.45 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.71 cents).
As of June 30, 2026, Brentwood Bank reported a return on assets of 0.10%, a nonperforming-loan ratio of 0.75% and a Texas ratio of 5.79%. The figures come from its call report filed with the FFIEC.
Of the 109 banks headquartered in Pennsylvania, Brentwood Bank is the 43rd largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.5% to $1.05B, loans rose 0.7% and deposits rose 0.6%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 35.8% of total loans, followed by 1-4 family residential loans at 35.0%. The FDIC Summary of Deposits lists 14 offices for it, in 5 cities in PA; its Bethel Park 5 offices book 63% of its branch deposits. By the capital ratios in its Q2 2026 call report, Brentwood Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 411 Mcmurray Rd, Bethel Park, PA 15102
- County
- Allegheny
- Metro Area
- Pittsburgh, PA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1922
- Former names
- Brentwood Savings Bank (1994-1999)
- Domestic offices
- 14 FDIC institution directory, current count
- Employees (FTE)
- 108
- Domestic deposits
- $736.7M
- Allowance for credit losses
- $4.7M
- Net charge-offs (YTD)
- $899K
- Average total assets
- $1.05B
- Average total loans
- $787.5M
- Average interest-bearing deposits
- $643.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 27943
- Fed RSSD
- 534877
- Website
- www.brentwoodbank.com →
- Parent Holding Company
- MUTUAL HOLDING COMPANY OF WESTERN PENNSYLVANIA (RSSD 2394628)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Brentwood Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Brentwood Bank's total assets ran between $943.2M (Q3 2023) and $1.05B (Q2 2026), and it earned a profit in 7 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.05B total assets against $1.04B; $947.1M total liabilities against $942.5M.
$783.2M net loans and leases against $766.4M; $736.7M total deposits against $744.4M.
$180.0M securities against $167.7M; $41.3M cash and balances due against $63.0M.
$12.5M total interest income against $12.1M; $6.3M total interest expense against $6.8M.
$6.2M net interest income against $5.3M.
$494K total noninterest income against $726K; $6.2M total noninterest expense against $5.6M.
$98K provision for credit losses against -$19K.
$268K net income against $438K.
0.10% return on assets against 0.17%; 2.45% net interest margin against 2.16%.
9.75% tier 1 leverage ratio against 9.79%.
Inside the full Brentwood Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Brentwood Bank rankings
Its closest position to the top of a national ranking is 1,000 of 4,196, for total assets; its furthest is 3,504 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.10% (Q4 2024) to 0.17% (Q2 2025) and its net interest margin ran from 2.12% (Q4 2024) to 2.45% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.75% | 0.10% | 0.75% | 5.79% | 2.45% |
| Q1 2026 | 9.77% | 0.10% | 1.07% | 8.24% | 2.30% |
| Q4 2025 | 9.73% | -0.10% | 1.07% | 8.10% | 2.34% |
| Q3 2025 | 9.68% | 0.11% | 0.81% | 6.21% | 2.22% |
| Q2 2025 | 9.79% | 0.17% | 0.58% | 4.52% | 2.16% |
| Q1 2025 | 9.87% | 0.06% | 0.11% | 0.84% | 2.12% |
| Q4 2024 | 9.81% | -0.10% | 0.10% | 0.77% | 2.12% |
| Q3 2024 | 9.93% | 0.04% | 0.11% | 0.83% | 2.19% |
Swipe the table sideways to see every column.
Branch Network
View all 14 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bethel Park Branch | Bethel Park , PA | 15102 | $230.6M |
| South Park Shops Office Branch | Bethel Park , PA | 15102 | $228.6M |
| Brownsville Road Branch | Pittsburgh , PA | 15227 | $208.9M |
| Bridgeville Branch | Bridgeville , PA | 15017 | $32.8M |
| Union Bldg & Loan Svg Bk | West Bridgewater , PA | 15009 | $24.4M |
| Wexford Branch Office | Wexford , PA | 15090 | $9.2M |
| Brentwood Bank Mobile Branch | Bethel Park , PA | 15102 | $2.3M |
| Brookdale Mt. Lebanon Branch | Pittsburgh , PA | 15226 | $0 |
| Friendship Village Branch | Pittsburgh , PA | 15241 | $0 |
| Bethel Park Retirement Branch | Bethel Park , PA | 15102 | $0 |
| Brentwood Bank (main office) | Bethel Park , PA | 15102 | $0 |
| Vanadium Woods Retirement Branch | Bridgeville , PA | 15017 | $0 |
| Chartiers Bend Retirement Resort Branch | Bridgeville , PA | 15017 | $0 |
| South Hills Square Retirement Resort Branch | Pittsburgh , PA | 15234 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2019 | Structure Change | Acquired Union Building and Loan Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in PA, rank 65 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Brentwood Bank
What are Brentwood Bank's total assets?
As of the Q2 2026 filing, Brentwood Bank reported total assets of $1.05 billion in its FFIEC call report.
Where is Brentwood Bank headquartered?
It is headquartered in Bethel Park, PA, United States.
When was Brentwood Bank founded?
It was established in 1922, per the FDIC institution directory.
Is Brentwood Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #27943). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Brentwood Bank?
Brentwood Bank's primary federal regulator is the FDIC.
How many branches does Brentwood Bank operate?
It operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Brentwood Bank's Texas Ratio?
Its Texas Ratio is 5.79% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Brentwood Bank previously called?
The charter now named Brentwood Bank has also operated as Brentwood Savings Bank (1994-1999), per FDIC structure-change records.
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