Brentwood Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 13.70 percentage points in Q2 2026, from 52.12% to 38.43%. It was the largest change from Q1 2026 among the key lines here. Brentwood Bank has the 3rd lowest return on assets of the 109 banks headquartered in Pennsylvania, at 0.10% as of Q2 2026. Against a median of 1.28% for banks in the $1B-10B asset tier, Brentwood Bank reported 0.10% on return on assets in Q2 2026, 1.18 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.75% |
| Equity capital to assets | 9.48% |
| Tangible equity to tangible assets | 9.33% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.55% |
| Non-performing assets ratio | 1.16% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 11.92% |
| Allowance for credit losses to loans | 0.59% |
| Reserve coverage of non-performing loans | 38.43% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.10% |
| Return on equity | 1.08% |
| Net interest margin | 2.45% |
| Efficiency ratio | 92.67% |
| Yield on earning assets | 4.92% |
| Cost of funds | 2.68% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 106.95% |
| Core deposits to total deposits | 89.72% |
| Brokered deposits to total deposits | 2.75% |
| Deposits to assets | 70.41% |
| Securities to assets | 17.21% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.00% | -0.26% | 2.46% | 0.26% | 0.00% |
| Q4 2023 | 10.88% | -0.14% | 2.36% | 0.22% | 0.00% |
| Q1 2024 | 10.56% | -0.25% | 2.23% | 0.16% | 0.00% |
| Q2 2024 | 10.08% | 0.04% | 2.14% | 0.15% | 0.00% |
| Q3 2024 | 9.93% | 0.04% | 2.19% | 0.15% | 0.00% |
| Q4 2024 | 9.81% | -0.10% | 2.12% | 0.14% | 0.02% |
| Q1 2025 | 9.87% | 0.06% | 2.12% | 0.15% | 0.25% |
| Q2 2025 | 9.79% | 0.17% | 2.16% | 0.63% | -0.00% |
| Q3 2025 | 9.68% | 0.11% | 2.22% | 0.86% | 0.05% |
| Q4 2025 | 9.73% | -0.10% | 2.34% | 1.12% | 0.07% |
| Q1 2026 | 9.77% | 0.10% | 2.30% | 1.13% | 0.46% |
| Q2 2026 | 9.75% | 0.10% | 2.45% | 1.55% | 0.00% |
Brentwood Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brentwood Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brentwood Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27943) · FFIEC NIC profile (RSSD 534877)