Brentwood Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 2.13 percentage points in Q2 2026, from 378.48% to 380.61%. It was the largest change from Q1 2026 among the key lines here. Among 109 Pennsylvania banks, Brentwood Bank sits 10th from the top on loan-to-deposit ratio, 106.95% as of Q2 2026. Brentwood Bank reported 106.95% on loan-to-deposit ratio for Q2 2026, 18.74 points above the 88.20% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $787.9M |
| Net loans and leases | $783.2M |
| Loans held for sale | $0 |
| Loans to total assets | 75.30% |
| Loan-to-deposit ratio | 106.95% |
| Net loans to equity capital | 7.90% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 41.45% |
| Multifamily (5+ residential) | 15.70% |
| Commercial and industrial | 6.01% |
| Consumer | 0.84% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.84% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 380.61% |
| Construction concentration (Tier 1 capital + allowance) | 1.03% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.18% |
| Interest income on loans | $10.2M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $723.0M | $716.7M | 35.85% | 3.67% | 0.05% |
| Q4 2023 | $733.1M | $698.2M | 35.87% | 3.81% | 0.34% |
| Q1 2024 | $744.3M | $686.8M | 35.61% | 4.51% | 1.05% |
| Q2 2024 | $760.9M | $695.9M | 36.02% | 4.95% | 1.02% |
| Q3 2024 | $769.9M | $702.7M | 37.05% | 5.20% | 1.03% |
| Q4 2024 | $777.1M | $695.7M | 38.74% | 4.71% | 0.98% |
| Q1 2025 | $776.6M | $705.8M | 39.15% | 4.61% | 0.93% |
| Q2 2025 | $771.1M | $744.4M | 39.55% | 4.77% | 0.85% |
| Q3 2025 | $779.1M | $759.9M | 39.33% | 5.17% | 1.00% |
| Q4 2025 | $773.6M | $748.0M | 40.74% | 6.63% | 0.97% |
| Q1 2026 | $782.2M | $732.2M | 40.55% | 6.39% | 0.88% |
| Q2 2026 | $787.9M | $736.7M | 41.45% | 6.01% | 0.84% |
Brentwood Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Brentwood Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brentwood Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27943) · FFIEC NIC profile (RSSD 534877)