Brentwood Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.15 percentage points to 2.45%. Within Pennsylvania, Brentwood Bank is 98th of 109 on net interest margin, 2.45% as of Q2 2026, below the middle of the field. Brentwood Bank reported 2.45% on net interest margin for Q2 2026, 1.26 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.92% |
| Yield on loans | 5.18% |
| Yield on securities | 3.82% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.68% |
| Cost of interest-bearing deposits | 2.53% |
| Cost of interest-bearing liabilities | 2.94% |
| Cost of borrowings | 4.21% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.45% |
| Yield to cost spread | 1.98% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $10.2M |
| Total interest expense | $6.3M |
| Interest expense on deposits | $4.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.44% | 2.26% | 2.46% | 4.83% | 2.38% |
| Q4 2023 | 4.57% | 2.49% | 2.36% | 4.96% | 2.52% |
| Q1 2024 | 4.65% | 2.66% | 2.23% | 5.02% | 2.67% |
| Q2 2024 | 4.80% | 2.91% | 2.14% | 5.16% | 3.03% |
| Q3 2024 | 4.95% | 3.01% | 2.19% | 5.31% | 3.15% |
| Q4 2024 | 4.87% | 3.00% | 2.12% | 5.23% | 3.24% |
| Q1 2025 | 4.80% | 2.91% | 2.12% | 5.12% | 3.27% |
| Q2 2025 | 4.88% | 2.96% | 2.16% | 5.17% | 3.50% |
| Q3 2025 | 4.95% | 2.97% | 2.22% | 5.26% | 3.64% |
| Q4 2025 | 5.00% | 2.89% | 2.34% | 5.29% | 3.81% |
| Q1 2026 | 4.82% | 2.73% | 2.30% | 5.06% | 3.84% |
| Q2 2026 | 4.92% | 2.68% | 2.45% | 5.18% | 3.82% |
Brentwood Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brentwood Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brentwood Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27943) · FFIEC NIC profile (RSSD 534877)