Brentwood Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 21.9% higher than in Q1 2026, at $41.3M. On loan-to-deposit ratio, Brentwood Bank ranks 10th highest among the 109 banks headquartered in Pennsylvania, at 106.95% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Brentwood Bank sits 18.74 points higher, at 106.95% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $41.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $221.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $206.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 19.70% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 106.95% |
| Net loans and leases to deposits | 106.31% |
| Loans and leases to core deposits | 115.66% |
| Core deposits to total deposits | 89.72% |
| Brokered deposits to total deposits | 2.75% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 100.88% | 90.01% | $0 | $127.9M |
| Q4 2023 | 104.99% | 89.18% | $0 | $148.7M |
| Q1 2024 | 108.37% | 89.06% | $0 | $197.9M |
| Q2 2024 | 109.34% | 88.57% | $0 | $207.9M |
| Q3 2024 | 109.57% | 88.32% | $0 | $204.6M |
| Q4 2024 | 111.69% | 87.82% | $0 | $225.2M |
| Q1 2025 | 110.03% | 86.79% | $0 | $189.0M |
| Q2 2025 | 103.58% | 86.57% | $0 | $193.4M |
| Q3 2025 | 102.53% | 88.12% | $0 | $181.1M |
| Q4 2025 | 103.44% | 88.25% | $0 | $173.3M |
| Q1 2026 | 106.83% | 90.15% | $0 | $206.1M |
| Q2 2026 | 106.95% | 89.72% | $0 | $206.1M |
Brentwood Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Brentwood Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brentwood Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27943) · FFIEC NIC profile (RSSD 534877)