Harleysville Bank
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Data as of · sourced from FFIEC call reports. How we update
Harleysville Bank is an FDIC-insured savings bank headquartered in Harleysville, PA, established in 1915 (FDIC certificate 31461), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $963.6M, up 6.8% from Q2 2025, the 46th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 15.18% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 31461
- Headquarters
- Harleysville, PA
- Established
- 1915
- Total assets, Q2 2026
- $963.6M
- Assets vs Q2 2025
- +6.8%
- CET1 ratio, Q2 2026
- 15.18%
- Domestic offices
- 7 FDIC institution directory, current count
- Routing number
- 231372361
- Holding company
- HARLEYSVILLE FINANCIAL CORPORATION
- Asset rank in state
- 46th of 109 in Pennsylvania
Harleysville Bank leans heavily on commercial real estate. Its balance sheet stood at $964 million at June 30, 2026, up 6.8% from a year earlier; it is based in Harleysville, Pennsylvania. It holds commercial real estate loans worth 2.8 times its capital, 2.4 times the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 3.40 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
Net income for the quarter rose 17% from a year earlier, to $3.2 million.
As of June 30, 2026, Harleysville Bank reported a CET1 capital ratio of 15.18%, a return on assets of 1.31%, a nonperforming-loan ratio of 0.14% and a Texas ratio of 1.00%. The figures come from its call report filed with the FFIEC.
Of the 109 banks headquartered in Pennsylvania, Harleysville Bank is the 46th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.6% to $963.6M, loans rose 0.9% and deposits rose 1.5%. 1-4 family residential loans made up 56.3% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 31.3%. Its 7 offices in the FDIC Summary of Deposits are in 7 cities in PA; its Harleysville office books 36% of its branch deposits. On its Q2 2026 call report, Harleysville Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 271 Main St, Harleysville, PA 19438
- County
- Montgomery
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1915
- Former names
- Harleysville Savings Bank (1991-2017)
- Domestic offices
- 7 FDIC institution directory, current count
- Employees (FTE)
- 103
- Domestic deposits
- $719.2M
- Allowance for credit losses
- $5.0M
- Net charge-offs (YTD)
- $64K
- Average total assets
- $962.2M
- Average total loans
- $723.0M
- Average interest-bearing deposits
- $616.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 31461
- Fed RSSD
- 139478
- SEC CIK
- 1107160 → filed by HARLEYSVILLE FINANCIAL CORPORATION
- Website
- www.harleysvillebank.com →
- Parent Holding Company
- HARLEYSVILLE FINANCIAL CORPORATION (RSSD 2861492)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Harleysville Bank's total assets ran between $842.6M (Q3 2023) and $963.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$963.6M total assets against $902.1M; $868.0M total liabilities against $813.0M.
$707.8M net loans and leases against $704.3M; $719.2M total deposits against $697.0M.
$205.3M securities against $145.8M; $11.2M cash and balances due against $11.6M.
$11.8M total interest income against $10.4M; $3.8M total interest expense against $3.3M.
$8.0M net interest income against $7.1M.
$678K total noninterest income against $578K; $4.7M total noninterest expense against $4.1M.
-$1K provision for credit losses against $117K.
$3.2M net income against $2.7M.
1.31% return on assets against 1.27%; 3.40% net interest margin against 3.31%.
15.18% CET1 capital ratio against 14.22%; 9.93% tier 1 leverage ratio against 10.42%.
Inside the full Harleysville Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Harleysville Bank rankings
Its closest position to the top of a national ranking is 1,069 of 4,196, for total assets; its furthest is 2,671 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.01% (Q4 2024) to 1.70% (Q1 2026) and its net interest margin ran from 2.92% (Q3 2024) to 3.40% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.18% | 1.31% | 0.14% | 1.00% | 3.40% |
| Q1 2026 | 15.01% | 1.70% | 0.14% | 1.01% | 3.35% |
| Q4 2025 | 14.59% | 1.23% | 0.19% | 1.40% | 3.32% |
| Q3 2025 | 13.82% | 1.32% | 0.11% | 0.84% | 3.29% |
| Q2 2025 | 14.22% | 1.27% | 0.14% | 1.05% | 3.31% |
| Q1 2025 | 14.32% | 1.09% | 0.16% | 1.22% | 3.11% |
| Q4 2024 | 14.38% | 1.01% | 0.21% | 1.59% | 2.96% |
| Q3 2024 | 14.25% | 1.03% | 0.20% | 1.50% | 2.92% |
Swipe the table sideways to see every column.
Branch Network
View all 7 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Harleysville Bank (main office) | Harleysville , PA | 19438 | $256.2M |
| Norristown Branch | Norristown , PA | 19403 | $101.6M |
| Hatfield Branch | Hatfield , PA | 19440 | $88.3M |
| Sumneytown Branch | Sumneytown , PA | 18084 | $79.0M |
| Lansdale Branch | Lansdale , PA | 19446 | $73.0M |
| Souderton Branch | Souderton , PA | 18964 | $67.6M |
| Upper Providence Branch | Royersford , PA | 19468 | $53.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in PA, rank 66 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 190 applications, 154 loans originated, $62.4M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $225K approved, $225K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2007 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Harleysville Bank
What are Harleysville Bank's total assets?
As of the Q2 2026 filing, Harleysville Bank reported total assets of $963.6 million in its FFIEC call report.
Where is Harleysville Bank headquartered?
It is headquartered in Harleysville, PA, United States.
When was Harleysville Bank founded?
It was established in 1915, per the FDIC institution directory.
Is Harleysville Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #31461). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Harleysville Bank?
Harleysville Bank's primary federal regulator is the FDIC.
What is Harleysville Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.18% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Harleysville Bank operate?
It operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Harleysville Bank's Texas Ratio?
Its Texas Ratio is 1.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Harleysville Bank previously called?
The charter now named Harleysville Bank has also operated as Harleysville Savings Bank (1991-2017), per FDIC structure-change records.
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