Harleysville Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 48.7% in Q2 2026, from $9.1M to $13.5M. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Harleysville Bank is 22nd of 109 on loan-to-deposit ratio, 99.11% as of Q2 2026, above the middle of the field. Harleysville Bank reported 99.11% on loan-to-deposit ratio for Q2 2026, 18.28 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $11.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $216.5M |
| Fed funds sold and reverse repos | $28K |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $13.5M |
| Other borrowed money | $132.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 13.73% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.11% |
| Net loans and leases to deposits | 98.42% |
| Loans and leases to core deposits | 104.50% |
| Core deposits to total deposits | 94.84% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.07% | 98.74% | $12.2M | $88.9M |
| Q4 2023 | 100.37% | 98.13% | $12.8M | $103.7M |
| Q1 2024 | 98.44% | 97.61% | $10.4M | $85.4M |
| Q2 2024 | 101.31% | 97.19% | $13.1M | $97.9M |
| Q3 2024 | 102.28% | 96.20% | $8.8M | $96.4M |
| Q4 2024 | 99.30% | 95.14% | $9.3M | $68.2M |
| Q1 2025 | 99.21% | 95.57% | $9.7M | $67.2M |
| Q2 2025 | 101.76% | 95.28% | $9.4M | $104.3M |
| Q3 2025 | 105.40% | 95.22% | $9.5M | $148.7M |
| Q4 2025 | 103.12% | 95.31% | $10.9M | $148.6M |
| Q1 2026 | 99.71% | 95.14% | $9.1M | $143.7M |
| Q2 2026 | 99.11% | 94.84% | $13.5M | $132.3M |
Harleysville Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Harleysville Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Harleysville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31461) · FFIEC NIC profile (RSSD 139478)