Harleysville Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Harleysville Bank of Harleysville, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.31% | 1.35% | -0.04% | 53rd above |
| ROAE | 13.30% | 12.05% | +1.25% | 55th above |
| Net Interest Margin | 3.40% | 3.90% | -0.50% | 24th bottom |
| Efficiency Ratio | 53.57% | 63.15% | -9.58% | 73rd above |
| PPNR / Avg Assets | 1.68% | 1.64% | +0.04% | 56th above |
| Yield on Earning Assets | 5.00% | 5.65% | -0.65% | 24th bottom |
| Cost of Funds | 1.73% | 1.85% | -0.12% | 54th above |
| Net Interest Spread | 3.01% | 3.35% | -0.34% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.92% | -0.72% | 64th above |
| NPA / Total Assets | 0.15% | 0.67% | -0.52% | 64th above |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 86th top |
| ACL / Total Loans | 0.70% | 1.28% | -0.58% | 7th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 342.23% | 1645.69% | -1303.46% | 63rd above |
| Texas Ratio | 1.45% | 7.15% | -5.70% | 68th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 267.19% | 1189.76% | -922.57% | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.18% | 20.83% | -5.65% | 51st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.18% | 20.87% | -5.69% | 50th above |
| Total Capital Ratio | 15.98% | 21.94% | -5.96% | 47th below |
| Leverage Ratio | 9.93% | 12.46% | -2.53% | 30th below |
| Equity / Assets | 9.92% | 11.67% | -1.75% | 44th below |
| TCE / Tangible Assets | 9.92% | 11.40% | -1.48% | 48th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.11% | 78.64% | +20.47% | 12th bottom |
| Core Deposit Ratio | 94.84% | 87.09% | +7.75% | 83rd top |
| Wholesale Funding Ratio | 15.13% | 5.11% | +10.02% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.81% | 6.47% | +0.34% | 68th above |
| Loan Growth (Y/Y) | 0.50% | 7.64% | -7.14% | 24th bottom |
| Deposit Growth (Y/Y) | 3.18% | 6.02% | -2.84% | 44th below |
See Harleysville Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Harleysville Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Harleysville Bank profile, how to read a UBPR, or how this data updates.