Harleysville Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 3.62 percentage points higher than in Q1 2026, at 342.23%. Harleysville Bank ranks 35th of 109 Pennsylvania banks on return on assets, in the upper half at 1.31% (Q2 2026). Harleysville Bank reported 1.31% on return on assets for Q2 2026, 0.06 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.18% |
| Tier 1 risk-based capital ratio | 15.18% |
| Total risk-based capital ratio | 15.98% |
| Tier 1 leverage ratio | 9.93% |
| Equity capital to assets | 9.92% |
| Tangible equity to tangible assets | 9.92% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.20% |
| Non-performing assets ratio | 0.15% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 1.45% |
| Allowance for credit losses to loans | 0.70% |
| Reserve coverage of non-performing loans | 342.23% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.31% |
| Return on equity | 13.30% |
| Net interest margin | 3.40% |
| Efficiency ratio | 53.57% |
| Yield on earning assets | 5.00% |
| Cost of funds | 1.73% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.11% |
| Core deposits to total deposits | 94.84% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 74.64% |
| Securities to assets | 21.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.45% | 16.45% | 17.40% | 10.42% | 1.55% |
| Q4 2023 | 14.33% | 14.33% | 15.13% | 9.92% | 1.27% |
| Q1 2024 | 14.69% | 14.69% | 15.50% | 10.00% | 1.08% |
| Q2 2024 | 14.31% | 14.31% | 15.10% | 10.04% | 1.10% |
| Q3 2024 | 14.25% | 14.25% | 15.03% | 10.05% | 1.03% |
| Q4 2024 | 14.38% | 14.38% | 15.19% | 10.20% | 1.01% |
| Q1 2025 | 14.32% | 14.32% | 15.11% | 10.25% | 1.09% |
| Q2 2025 | 14.22% | 14.22% | 15.02% | 10.42% | 1.27% |
| Q3 2025 | 13.82% | 13.82% | 14.57% | 9.85% | 1.32% |
| Q4 2025 | 14.59% | 14.59% | 15.37% | 9.84% | 1.23% |
| Q1 2026 | 15.01% | 15.01% | 15.81% | 10.00% | 1.70% |
| Q2 2026 | 15.18% | 15.18% | 15.98% | 9.93% | 1.31% |
Harleysville Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Harleysville Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Harleysville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31461) · FFIEC NIC profile (RSSD 139478)