Bnc National Bank
Bnc National Bank is a community bank chartered in 1996, based in Glendale, AZ. The Q1 2026 balance sheet stands at $1.1B in assets, including $735M in loans. Profitability tracks the broader industry — ROA 1.03%, ROE 9.68%, NIM 3.56%. Capital cushions are healthy: 14.22% CET1, 11.28% Tier 1 leverage. Asset quality is solid — 0.92% nonperforming loans and a 5.37% Texas Ratio. Its footprint covers 12 branches concentrated in Arizona.
Headquarters Profile
- Address
- 333 South Seventh Street, Suite 200, GLENDALE, AZ 55402
- County
- Hennepin
- Metro Area
- PHOENIX-MESA-CHANDLER, AZ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 11
- Established
- January 22, 1996
- Branches
- 12 domestic
- Employees (FTE)
- 125
- FDIC Cert
- 34123
- Fed RSSD
- 2358769
- Parent Holding Company
- BNCCORP, INC. (RSSD 1248162)
Capital & Liquidity
Inside the full Bnc National Bank terminal
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Bnc National Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
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Frequently asked about Bnc National Bank
What are Bnc National Bank's total assets?
As of the Q1 2026 filing, Bnc National Bank reported total assets of $1.06 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bnc National Bank headquartered?
Bnc National Bank is headquartered in GLENDALE, AZ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bnc National Bank founded?
Bnc National Bank was established in 1996, per the FDIC institution directory.
Is Bnc National Bank FDIC-insured?
Yes. Bnc National Bank is an FDIC-insured commercial bank (FDIC Certificate #34123). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bnc National Bank?
Bnc National Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bnc National Bank's CET1 capital ratio?
Bnc National Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.22% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bnc National Bank operate?
Bnc National Bank operates 12 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bnc National Bank's Texas Ratio?
Bnc National Bank's Texas Ratio is 5.37% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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