Bank call report · Glendale, AZ
BNC National Bank Call Report
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BNC National Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 376 reported line items, schedule by schedule (742 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2358769 |
| FDIC certificate number | 57197 |
| Total assets | $1.05B |
Official Q2 2026 call report PDF (FFIEC) →
BNC National Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · BNC National Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.05B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.05B |
| Total Liabilities and Minority Interest | RCON2948 | $924.1M |
| Total Deposits | RCON2200 | $915.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $730.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $726.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $721.5M |
| Deposits: Noninterest-bearing | RCON6631 | $189.2M |
| Interest-bearing Balances | RCON0071 | $164.0M |
| Total Equity Capital | RCON3210 | $120.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $120.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $105.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $65.9M |
| Surplus | RCON3839 | $58.7M |
| Other Assets | RCON2160 | $34.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $10.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $9.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $8.6M |
| Other Liabilities, Total | RCON2930 | $7.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$5.2M |
| Common Stock | RCON3230 | $1.5M |
| Other Borrowed Money | RCON3190 | $550K |
Schedule RI: Income Statement (37 items)
About Schedule RI · BNC National Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $27.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $22.5M |
| Net Interest Income | RIAD4074 | $19.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $13.8M |
| Total Noninterest Expense | RIAD4093 | $13.7M |
| Total Interest Expense | RIAD4073 | $8.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $7.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $7.9M |
| Salaries and Employee Benefits | RIAD4135 | $7.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.1M |
| Net Income (Loss) | RIAD4340 | $6.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.1M |
| Other Noninterest Expense | RIAD4092 | $5.0M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.1M |
| Total Noninterest Income | RIAD4079 | $3.1M |
| Applicable Income Taxes | RIAD4302 | $1.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.6M |
| Other Noninterest Income | RIADB497 | $1.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.3M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $676K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $547K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $526K |
| Provision for Loan and Lease Losses | RIAD4230 | $522K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $510K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $286K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $181K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $122K |
| Interest on Other Securities | RIAD4060 | $110K |
| Other Interest Income | RIAD4518 | $73K |
| Net Servicing Fees | RIADB492 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 122 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · BNC National Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $42.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $39.2M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $114.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $36.5M |
| Pledged Securities | RCON0416 | $29.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $18.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $17.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $16.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $14.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $14.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $13.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $13.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $13.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $12.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $11.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $10.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $10.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $8.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $7.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $7.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $5.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $5.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $3.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $2.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $989K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $859K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · BNC National Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $730.2M |
| Pledged Loans and Leases | RCONG378 | $244.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $224.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $215.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $169.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $143.7M |
| Commercial and Industrial Loans | RCON1766 | $134.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $124.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $115.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $76.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $60.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $54.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $35.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $29.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $29.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $25.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $20.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $17.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $16.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $11.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $10.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $10.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $8.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $5.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $2.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $1.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $625K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $453K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $72.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $34.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $16.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $8.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $7.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $3.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.9M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $961K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $121K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 956 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 241 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 163 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 132 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 95 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 67 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 37 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 20 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 15 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 3 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · BNC National Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $584.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $581.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $366.6M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $331.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $327.1M |
| Total reciprocal deposits | RCONJH83 | $253.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $172.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $87.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $68.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $68.6M |
| Total Brokered Deposits | RCON2365 | $68.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $56.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $46.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $41.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $40.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $34.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $26.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $25.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $9.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $6.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $2.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $837K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $704K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $352K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $18.8M |
| Net Deferred Tax Assets | RCON2148 | $4.8M |
| Other Assets | RCON2168 | $4.4M |
| Accrued Interest Receivable | RCONB556 | $3.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.5M |
| Prepaid Expenses | RCON2166 | $1.6M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.6M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $2.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $2.7M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.4M |
| Deferred Compensation Liabilities | RCONC011 | $670K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $103K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · BNC National Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.04B |
| Quarterly Average of Total Loans | RCON3360 | $731.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $457.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $327.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $281.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $153.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $133.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $90.1M |
| Mortgage-backed Securities | RCONB559 | $79.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $60.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $59.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $25.3M |
| All Other Securities | RCONB560 | $21.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $17.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $16.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $617K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · BNC National Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial and Similar Letters of Credit | RCON3411 | $180.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $97.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $25.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $23.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $16.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $950K |
| All Other Off-balance Sheet Liabilities | RCON3430 | $705K |
| First Component of Other Off-balance Sheet Liabilities That Is Over 25% of Total Equity Capital (3210) | RCON3555 | $705K |
| Performance Standby Letters of Credit | RCON3821 | $180K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · BNC National Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $550K |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $186K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $183K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $183K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $170K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $162K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $35K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · BNC National Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $6.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $4.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $940K |
| Additions to Nonaccrual Assets | RCONC410 | $873K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $861K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $528K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $411K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $142K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $120K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $95K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $72K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · BNC National Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.03B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $917.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $507.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $403.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $125.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $856K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 19,735 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 424 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 289 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · BNC National Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $848.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · BNC National Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.04B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.03B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $848.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $134.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $126.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $126.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $126.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $120.9M |
| Retained Earnings | RCOAKW00 | $65.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $60.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $8.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $8.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $8.7M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $5.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$5.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$5.2M |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCOAP850 | $14K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $14K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1589 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1487 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1487 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1221 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0789 |
Schedule RC-R, Part II: Risk-Weighted Assets (64 items)
About Schedule RC-R, Part II · BNC National Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $848.6M |
| Total Risk-weighted Assets | RCONG641 | $848.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $789.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $789.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $709.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $700.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $666.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $188.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $188.8M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $180.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $173.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $165.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $119.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $105.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $100.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $100.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $76.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $60.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $50.3M |
| Total All Other Assets | RCOND981 | $45.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $43.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $43.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $42.2M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $36.1M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $36.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $31.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $24.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $22.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $22.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $21.8M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $21.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $19.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $18.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$17.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $15.9M |
| Available-for-sale Securities - Application of Other Risk Weighting Approaches Exposure Amount | RCONH271 | $14.2M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $14.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $12.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $12.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $10.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$9.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $7.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $6.9M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $6.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $6.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $6.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $3.0M |
| Available-for-sale Securities - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH272 | $2.8M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $1.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $950K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $950K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $932K |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $813K |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $813K |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $705K |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $705K |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $705K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $494K |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $456K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $180K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $90K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $90K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $15K |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $4K |
Schedule RC-T: Fiduciary and Related Services (29 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $279.5M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $279.5M |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $213.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $153.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $31.8M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $31.8M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $29.0M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $22.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $6.6M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $3.7M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $1.9M |
| Income from Fiduciary Activities | RIAD4070 | $1.3M |
| Employee Benefit-defined Contribution | RIADB905 | $600K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $484K |
| Other Retirement Accounts | RIADB907 | $127K |
| Personal Trust and Agency Accounts | RIADB904 | $47K |
| Custody and Safekeeping Accounts | RIADB909 | $31K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $7K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 326 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 180 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 125 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 125 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 89 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 37 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 34 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 34 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 17 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $120.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $115.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $115.1M |
| Other Comprehensive Income | RIADB511 | -$220K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · BNC National Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2.3M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $2.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $74K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $63K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $54K |
| Recoveries on All Other Loans | RIAD4628 | $6K |
| Charge-offs on All Other Loans | RIAD4644 | $5K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · BNC National Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $10.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $8.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$12K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $171.1M |
BNC National Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the BNC National Bank call report?
The BNC National Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does BNC National Bank file?
BNC National Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the BNC National Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: BNC National Bank has Federal Reserve RSSD ID 2358769 and FDIC certificate number 57197. Either one finds its filings on the FFIEC Central Data Repository.
How often does BNC National Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
BNC National Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57197) · FFIEC NIC profile (RSSD 2358769)