BNC National Bank: Balance Sheet
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Data as of · Call Report Schedule RC How we update
BNC National Bank reported all 25 line items on this page on its Q2 2026 filing. Total assets was $1.05B in Q2 2026, up 11.1% from $940.4M in Q2 2025. Across the 12 quarters shown it ranged from $912.2M (Q3 2023) to $1.10B (Q4 2025).
What the balance sheet page covers and where each line comes from.
Open the common-size balance sheet: every balance sheet line as a share of total assets, how the mix moved since a year earlier, and peers measured the same way.
All other liabilities climbed 65.4% in Q2 2026, from $4.7M to $7.8M. It was the largest change from Q1 2026 among the key lines here. Among 12 Arizona banks, BNC National Bank sits 3rd from the top on total assets, $1.05B as of Q2 2026. BNC National Bank reported $1.05B on total assets for Q2 2026, 48% below the $2.02B median for banks in the $1B-10B asset tier.
Assets
| Line item | Q2 2026 |
|---|---|
| Total assets | $1.05B |
| Cash and balances due from depository institutions | $173.1M |
| Total securities | $105.4M |
| Fed funds sold and reverse repos | $0 |
| Net loans and leases | $721.5M |
| Loans held for sale | $0 |
| Trading account assets | $0 |
| Premises and fixed assets | $10.7M |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $34.4M |
Source: Call Report Schedule RC; Total assets: Call Report Schedule RC, item 12 (RCON2170). Open the filed call report for Q2 2026 on the FFIEC CDR.
Liabilities
| Line item | Q2 2026 |
|---|---|
| Total liabilities | $924.1M |
| Total deposits | $915.8M |
| Fed funds purchased and repos | $0 |
| Trading liabilities | $0 |
| Other borrowed money | $550K |
| Subordinated notes and debentures | $0 |
| All other liabilities | $7.8M |
Source: Call Report Schedule RC; Total deposits: Call Report Schedule RC, item 13.a (RCON2200). Open the filed call report for Q2 2026 on the FFIEC CDR.
Equity capital
| Line item | Q2 2026 |
|---|---|
| Total equity capital | $120.9M |
| Common stock | $1.5M |
| Common stock surplus | $58.7M |
| Retained earnings | $65.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.2M |
| Total liabilities and equity capital | $1.05B |
Source: Call Report Schedule RC; Total equity capital: Call Report Schedule RC, item 27.a (RCON3210). Open the filed call report for Q2 2026 on the FFIEC CDR.
Balance Sheet trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q3 2023 | $912.2M | $812.6M | $656.0M | $158.0M | $50.9M |
| Q4 2023 | $966.8M | $860.8M | $659.5M | $159.8M | $101.9M |
| Q1 2024 | $926.9M | $819.5M | $668.4M | $139.5M | $73.1M |
| Q2 2024 | $914.3M | $804.6M | $677.6M | $135.1M | $55.6M |
| Q3 2024 | $922.8M | $807.5M | $673.7M | $135.6M | $68.7M |
| Q4 2024 | $965.3M | $863.9M | $689.5M | $129.5M | $100.3M |
| Q1 2025 | $965.2M | $860.1M | $690.0M | $127.8M | $102.3M |
| Q2 2025 | $940.4M | $832.1M | $730.0M | $123.4M | $42.7M |
| Q3 2025 | $1.00B | $890.0M | $723.5M | $118.4M | $115.1M |
| Q4 2025 | $1.10B | $983.7M | $728.4M | $114.7M | $210.9M |
| Q1 2026 | $1.06B | $943.6M | $726.0M | $111.1M | $179.2M |
| Q2 2026 | $1.05B | $924.1M | $721.5M | $105.4M | $173.1M |
BNC National Bank balance sheet, quarter by quarter
Balance Sheet since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q2 2026. How these pages are built. See the full BNC National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57197) · FFIEC NIC profile (RSSD 2358769)