BNC National Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q2 2026 filing, BNC National Bank reported 5 of the 9 line items on this page. Unused loan commitments was $23.2M in Q2 2026, up 25.8% from $18.4M in Q2 2025. That is 2.2% of its total assets. Across the 12 quarters shown it ranged from $17.5M (Q3 2024) to $23.2M (Q2 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
Letters of credit dropped 52.5% in Q2 2026, from $2.0M to $950K. It was the largest change from Q1 2026 among the key lines here.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $23.2M |
| Letters of credit | $950K |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit |
|---|---|---|
| Q3 2023 | $17.7M | $2.0M |
| Q4 2023 | $17.7M | $1.7M |
| Q1 2024 | $19.2M | $1.8M |
| Q2 2024 | $17.7M | $1.9M |
| Q3 2024 | $17.5M | $1.9M |
| Q4 2024 | $19.1M | $1.6M |
| Q1 2025 | $18.9M | $1.6M |
| Q2 2025 | $18.4M | $2.0M |
| Q3 2025 | $19.6M | $2.0M |
| Q4 2025 | $20.3M | $2.0M |
| Q1 2026 | $21.8M | $2.0M |
| Q2 2026 | $23.2M | $950K |
BNC National Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full BNC National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57197) · FFIEC NIC profile (RSSD 2358769)