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Nekoosa Port Edwards State Bank

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Nekoosa, WI $100M to $1B in assets Est. December 13, 1913 FDIC #2482 RSSD #791942 Routing #075908043 FDIC

Data as of · sourced from FFIEC call reports. How we update

Nekoosa Port Edwards State Bank is an FDIC-insured commercial bank headquartered in Nekoosa, WI, established in 1913 (FDIC certificate 2482), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $286.5M, up 6.4% from Q2 2025, the 101st largest of 153 banks headquartered in Wisconsin. Its CET1 capital ratio was 28.39% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
2482
Headquarters
Nekoosa, WI
Established
1913
Total assets, Q2 2026
$286.5M
Assets vs Q2 2025
+6.4%
CET1 ratio, Q2 2026
28.39%
Domestic offices
3 FDIC institution directory, current count
Routing number
075908043
Latest call report
Q2 2026, FFIEC 051 · Nekoosa Port Edwards State Bank call report
Asset rank in state
101st of 153 in Wisconsin
Assets
$286.5M
Deposits
$243.5M
Loans
$183.5M
Equity
$41.2M

Nekoosa Port Edwards State Bank runs leaner than most banks of its size. The Nekoosa, Wisconsin bank had $287 million in assets at June 30, 2026, up 6.4% from a year earlier. It spends about 42 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also holds common equity equal to 28.39% of its risk-weighted assets, about double the median of 15.12% for banks its size.

Its margin is thin by comparison: it keeps 3.09 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).

As of June 30, 2026, Nekoosa Port Edwards State Bank reported a CET1 capital ratio of 28.39%, a return on assets of 1.78%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Of the 153 banks headquartered in Wisconsin, Nekoosa Port Edwards State Bank is the 101st largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.0% to $286.5M, loans rose 2.0% and deposits rose 0.7%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 62.4% of total loans, ahead of owner-occupied commercial real estate loans at 8.7%. The FDIC Summary of Deposits lists 3 offices for it, in Nekoosa, WI and Port Edwards, WI; its Nekoosa 2 offices book 90% of its branch deposits. Judged on its Q2 2026 call report, Nekoosa Port Edwards State Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
405 Market St, Nekoosa, WI 54457
County
Wood
Metro Area
Wisconsin Rapids-Marshfield, WI
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
No
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
December 13, 1913
Domestic offices
3 FDIC institution directory, current count
Employees (FTE)
29
Domestic deposits
$243.5M
Allowance for credit losses
$4.0M
Net charge-offs (YTD)
$0
Average total assets
$282.0M
Average total loans
$182.6M
Average interest-bearing deposits
$196.5M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
2482
Fed RSSD
791942

Profitability

Q2 annualized
Return on Assets1.78%YTD 1.78%
Return on Equity12.35%YTD 12.50%
Net Interest Margin3.09%YTD 3.00%

Balance Sheet

Total liabilities$245.4M
Cash & balances due$61.9M
Securities, available-for-sale$20.9M
Securities, held-to-maturity$17.1M
Goodwill & intangibles$0

Income Statement

Net income Q2$1.3M
Net interest income YTD$4.1M
Total interest income YTD$6.8M
Total interest expense YTD$2.7M
Provision for credit losses YTD$1K

Operating & Funding

Total noninterest income YTD$276K
Total noninterest expense YTD$1.9M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Nekoosa Port Edwards State Bank's total assets ran between $245.4M (Q3 2023) and $289.6M (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$286.5M total assets against $269.3M; $245.4M total liabilities against $230.9M.

Loans and leases against deposits

$179.5M net loans and leases against $171.4M; $243.5M total deposits against $229.0M.

Securities and cash

$38.0M securities against $43.4M; $61.9M cash and balances due against $47.6M.

Interest income against interest expense

$3.5M total interest income against $3.2M; $1.4M total interest expense against $1.3M.

Net interest income

$2.1M net interest income against $1.9M.

Noninterest income against noninterest expense

$145K total noninterest income against $191K; $956K total noninterest expense against $883K.

Provision for credit losses

$0 provision for credit losses against $0.

Net income

$1.3M net income against $1.2M.

Return on assets and net interest margin

1.78% return on assets against 1.78%; 3.09% net interest margin against 2.91%.

CET1 and Tier 1 leverage ratios

28.39% CET1 capital ratio against 26.76%; 15.00% tier 1 leverage ratio against 14.93%.

Inside the full Nekoosa Port Edwards State Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 1.58% (Q3 2024) to 1.99% (Q4 2025) and its net interest margin ran from 2.68% (Q3 2024) to 3.21% (Q4 2025).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 28.39% 1.78% 0.00% 0.00% 3.09%
Q1 2026 27.66% 1.77% 0.00% 0.00% 2.91%
Q4 2025 27.55% 1.99% 0.00% 0.00% 3.21%
Q3 2025 27.49% 1.80% 0.09% 0.35% 3.12%
Q2 2025 26.76% 1.78% 0.00% 0.00% 2.91%
Q1 2025 27.81% 1.59% 0.00% 0.01% 2.68%
Q4 2024 27.39% 1.68% 0.00% 0.00% 2.84%
Q3 2024 27.16% 1.58% 0.00% 0.00% 2.68%

Swipe the table sideways to see every column.

Branch Network

View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–3 of 3
Branch Location ZIP Deposits
Nekoosa Port Edwards State Bank (main office) Nekoosa , WI 54457 $181.1M
Rome Lakes Branch Nekoosa , WI 54457 $38.4M
Port Edwards Branch Port Edwards , WI 54469 $24.0M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
0.1% of deposits in WI, rank 111 of 185 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Nekoosa Port Edwards State Bank: regulatory capital profile · BankRegReports

Frequently asked about Nekoosa Port Edwards State Bank

What are Nekoosa Port Edwards State Bank's total assets?

As of the Q2 2026 filing, Nekoosa Port Edwards State Bank reported total assets of $286.5 million in its FFIEC call report.

Where is Nekoosa Port Edwards State Bank headquartered?

It is headquartered in Nekoosa, WI, United States.

When was Nekoosa Port Edwards State Bank founded?

It was established in 1913, per the FDIC institution directory.

Is Nekoosa Port Edwards State Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #2482). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Nekoosa Port Edwards State Bank?

Nekoosa Port Edwards State Bank's primary federal regulator is the FDIC.

What is Nekoosa Port Edwards State Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 28.39% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Nekoosa Port Edwards State Bank operate?

It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Nekoosa Port Edwards State Bank's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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