Bank Comparison
Collins State Bank vs Nekoosa Port Edwards State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 14
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Collins State Bank | Nekoosa Port Edwards State Bank |
|---|---|---|
| CET1 Ratio | 10.59% | 27.66% |
| Tier 1 Capital Ratio | 10.59% | 27.66% |
| Total Capital Ratio | 11.32% | 28.93% |
| Tier 1 Leverage Ratio | 8.38% | 14.41% |
| Equity / Assets | 9.64% | 14.19% |
Profitability
| Metric | Collins State Bank | Nekoosa Port Edwards State Bank |
|---|---|---|
| Return on Assets (ROA) | 1.02% | 1.78% |
| Return on Equity (ROE) | 10.93% | 12.71% |
| Net Interest Margin (NIM) | 3.72% | 2.91% |
| Yield on Earning Assets | 5.75% | 4.75% |
| Cost of Funds | 2.18% | 2.16% |
Asset quality
| Metric | Collins State Bank | Nekoosa Port Edwards State Bank |
|---|---|---|
| Texas Ratio | 3.29% | 0.41% |
| Non-Performing Loan Ratio | 0.34% | 0.10% |
| Non-Performing Asset Ratio | 0.29% | 0.06% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.65% | 2.21% |
Balance sheet
| Metric | Collins State Bank | Nekoosa Port Edwards State Bank |
|---|---|---|
| Total Assets | $288,247K | $283,680K |
| Total Deposits | $254,468K | $241,762K |
| Total Loans | $243,597K | $179,906K |
| Total Equity | $27,785K | $40,253K |
| Net Income (quarter) | $750 | $1,283K |
Liquidity & funding
| Metric | Collins State Bank | Nekoosa Port Edwards State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 95.73% | 74.41% |
| Core Deposit Ratio | 92.33% | 72.37% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Collins State Bank | Nekoosa Port Edwards State Bank |
|---|---|---|
| Headquarters City | COLLINS | NEKOOSA |
| Headquarters State | WI | WI |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 6 | 3 |
| Employees (FTE) | 44 | 30 |
| Established | Jan. 1, 1914, midnight | Dec. 13, 1913, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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