Bank Comparison
Nekoosa Port Edwards State Bank vs Riverbank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 9
winning metrics across 18 comparable rows
Capital adequacy
| Metric | Nekoosa Port Edwards State Bank | Riverbank |
|---|---|---|
| CET1 Ratio | 27.66% | — |
| Tier 1 Capital Ratio | 27.66% | — |
| Total Capital Ratio | 28.93% | — |
| Tier 1 Leverage Ratio | 14.41% | 11.12% |
| Equity / Assets | 14.19% | 10.66% |
Profitability
| Metric | Nekoosa Port Edwards State Bank | Riverbank |
|---|---|---|
| Return on Assets (ROA) | 1.78% | 1.62% |
| Return on Equity (ROE) | 12.71% | 15.72% |
| Net Interest Margin (NIM) | 2.91% | 4.63% |
| Yield on Earning Assets | 4.75% | 6.46% |
| Cost of Funds | 2.16% | 1.94% |
Asset quality
| Metric | Nekoosa Port Edwards State Bank | Riverbank |
|---|---|---|
| Texas Ratio | 0.41% | 5.03% |
| Non-Performing Loan Ratio | 0.10% | 0.71% |
| Non-Performing Asset Ratio | 0.06% | 0.59% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 2.21% | 1.33% |
Balance sheet
| Metric | Nekoosa Port Edwards State Bank | Riverbank |
|---|---|---|
| Total Assets | $283,680K | $283,745K |
| Total Deposits | $241,762K | $250,513K |
| Total Loans | $179,906K | $236,681K |
| Total Equity | $40,253K | $30,260K |
| Net Income (quarter) | $1,283K | $1,169K |
Liquidity & funding
| Metric | Nekoosa Port Edwards State Bank | Riverbank |
|---|---|---|
| Loan-to-Deposit Ratio | 74.41% | 94.48% |
| Core Deposit Ratio | 72.37% | 91.17% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Nekoosa Port Edwards State Bank | Riverbank |
|---|---|---|
| Headquarters City | NEKOOSA | SPOKANE |
| Headquarters State | WI | WA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 3 |
| Employees (FTE) | 30 | 40 |
| Established | Dec. 13, 1913, midnight | May 22, 2006, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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