The Peoples Community Bank
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Data as of · sourced from FFIEC call reports. How we update
The Peoples Community Bank is an FDIC-insured commercial bank headquartered in Mazomanie, WI, established in 1891 (FDIC certificate 15046), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $388.8M, up 5.3% from Q2 2025, the 78th largest of 153 banks headquartered in Wisconsin. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.76% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 15046
- Headquarters
- Mazomanie, WI
- Established
- 1891
- Total assets, Q2 2026
- $388.8M
- Assets vs Q2 2025
- +5.3%
- Tier 1 leverage ratio, Q2 2026
- 12.76%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 075906016
- Latest call report
- Q2 2026, FFIEC 051 · The Peoples Community Bank call report
- Holding company
- PEOPLES COMMUNITY BANCSHARES, INC., THE
- Asset rank in state
- 78th of 153 in Wisconsin
Little in The Peoples Community Bank's latest call report stands out. Based in Mazomanie, Wisconsin, it had $389 million in assets at June 30, 2026, up 5.3% from a year earlier. On most measures it sits near the middle of the 2,660 banks with $100 million to $1 billion in assets.
Net income for the quarter rose 30% from a year earlier, to $1.6 million. Over the same year, loans grew 8.1% and deposits grew 4.5%.
As of June 30, 2026, The Peoples Community Bank reported a return on assets of 1.64%, a nonperforming-loan ratio of 0.14% and a Texas ratio of 0.72%. The figures come from its call report filed with the FFIEC.
Of the 153 banks headquartered in Wisconsin, The Peoples Community Bank is the 78th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 1.3% to $388.8M, loans rose 2.3% and deposits fell 1.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 27.2% of total loans, ahead of non-owner-occupied commercial real estate loans at 19.3%. The FDIC Summary of Deposits lists 6 offices for it, in 6 cities in WI; its Mazomanie office books 29% of its branch deposits. On its Q2 2026 call report, The Peoples Community Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 222 W Commercial St, Mazomanie, WI 53560
- County
- Dane
- Metro Area
- Madison, WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Trust powers not granted
- Call Report form
- FFIEC 051
- Established
- November 28, 1891
- Former names
- The Peoples Community Bank (2005)
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 54
- Domestic deposits
- $339.7M
- Allowance for credit losses
- $3.4M
- Net charge-offs (YTD)
- -$50K
- Average total assets
- $398.8M
- Average total loans
- $241.9M
- Average interest-bearing deposits
- $282.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 8, 1935
- FDIC Cert
- 15046
- Fed RSSD
- 420644
- Website
- www.thepcb.bank →
- Parent Holding Company
- PEOPLES COMMUNITY BANCSHARES, INC., THE (RSSD 2516998)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Peoples Community Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
The Peoples Community Bank's total assets moved between a low of $358.6M (Q3 2023) and a high of $394.0M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$388.8M total assets against $369.2M; $342.4M total liabilities against $326.6M.
$246.9M net loans and leases against $228.1M; $339.7M total deposits against $325.2M.
$108.8M securities against $102.0M; $12.9M cash and balances due against $19.6M.
$4.9M total interest income against $4.5M; $1.4M total interest expense against $1.5M.
$3.5M net interest income against $3.0M.
$917K total noninterest income against $842K; $2.4M total noninterest expense against $2.2M.
No provision recorded in the last 12 quarters.
$1.6M net income against $1.3M.
1.64% return on assets against 1.36%; 3.75% net interest margin against 3.37%.
12.76% tier 1 leverage ratio against 13.08%.
Inside the full The Peoples Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Peoples Community Bank rankings
Its closest position to the top of a national ranking is 1,021 of 3,611, for ROA; its furthest is 2,847 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.13% (Q4 2025) to 1.64% (Q2 2026) and its net interest margin ran from 3.03% (Q3 2024) to 3.75% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.76% | 1.64% | 0.14% | 0.72% | 3.75% |
| Q1 2026 | 12.59% | 1.46% | 0.00% | 0.00% | 3.44% |
| Q4 2025 | 12.68% | 1.13% | 0.00% | 0.00% | 3.56% |
| Q3 2025 | 12.79% | 1.41% | 0.03% | 0.16% | 3.46% |
| Q2 2025 | 13.08% | 1.36% | 0.03% | 0.17% | 3.37% |
| Q1 2025 | 12.72% | 1.26% | 0.03% | 0.17% | 3.13% |
| Q4 2024 | 12.70% | 1.22% | 0.03% | 0.18% | 3.15% |
| Q3 2024 | 13.07% | 1.20% | 0.00% | 0.01% | 3.03% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Peoples Community Bank | Mazomanie , WI | 53560 | $99.2M |
| Spring Green Branch | Spring Green , WI | 53588 | $73.4M |
| Plain Branch | Plain , WI | 53577 | $59.1M |
| Barneveld Branch | Barneveld , WI | 53507 | $49.5M |
| Richland Center Branch | Richland Center , WI | 53581 | $44.4M |
| Arena Branch | Arena , WI | 53503 | $14.1M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| July 16, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 15, 2005 | Structure Change | Acquired Community Bank Spring Green and Plain Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in WI, rank 85 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 171 applications, 157 loans originated, $41.7M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 3 loans, $320K approved, $107K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Peoples Community Bank
What are The Peoples Community Bank's total assets?
As of the Q2 2026 filing, The Peoples Community Bank reported total assets of $388.8 million in its FFIEC call report.
Where is The Peoples Community Bank headquartered?
It is headquartered in Mazomanie, WI, United States.
When was The Peoples Community Bank founded?
It was established in 1891, per the FDIC institution directory.
Is The Peoples Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15046). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Peoples Community Bank?
The Peoples Community Bank's primary federal regulator is the FDIC.
How many branches does The Peoples Community Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Peoples Community Bank's Texas Ratio?
Its Texas Ratio is 0.72% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Peoples Community Bank previously called?
The charter now named The Peoples Community Bank has also operated as The Peoples Community Bank (2005), per FDIC structure-change records.
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