The Peoples Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Peoples Community Bank of Mazomanie, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.64% | 1.35% | +0.29% | 71st above |
| ROAE | 14.08% | 12.05% | +2.03% | 61st above |
| Net Interest Margin | 3.75% | 3.90% | -0.15% | 40th below |
| Efficiency Ratio | 53.80% | 63.15% | -9.35% | 72nd above |
| PPNR / Avg Assets | 2.03% | 1.64% | +0.39% | 74th above |
| Yield on Earning Assets | 5.18% | 5.65% | -0.47% | 30th below |
| Cost of Funds | 1.48% | 1.85% | -0.37% | 70th above |
| Net Interest Spread | 3.07% | 3.35% | -0.28% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.92% | -0.70% | 62nd above |
| NPA / Total Assets | 0.14% | 0.67% | -0.53% | 65th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 43rd below |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 69th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 608.91% | 1645.58% | -1036.67% | 75th top |
| Texas Ratio | 1.19% | 7.15% | -5.96% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.76% | 12.46% | +0.30% | 73rd above |
| Equity / Assets | 11.93% | 11.67% | +0.26% | 70th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.32% | 11.40% | -0.08% | 67th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.69% | 78.65% | -4.96% | 64th above |
| Core Deposit Ratio | 94.76% | 87.09% | +7.67% | 83rd top |
| Wholesale Funding Ratio | 0.25% | 5.12% | -4.87% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.31% | 6.47% | -1.16% | 57th above |
| Loan Growth (Y/Y) | 8.14% | 7.64% | +0.50% | 66th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.45% | 6.02% | -1.57% | 54th above |
See The Peoples Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Peoples Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Peoples Community Bank profile, how to read a UBPR, or how this data updates.