Peoples State Bank
Peoples State Bank is a locally rooted FDIC-insured community bank based in Prairie Du Chien, WI. The Q1 2026 balance sheet stands at $973M in assets, including $638M in loans. The bank posts a strong 1.36% ROA and 14.10% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 15.84% sits well above the 7% well-capitalized threshold. Asset quality is solid — 0.56% nonperforming loans and a 3.57% Texas Ratio. Its footprint covers 19 branches concentrated in Wisconsin.
Headquarters Profile
- Address
- 301 E Blackhawk Ave, PRAIRIE DU CHIEN, WI 53821
- County
- Crawford
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- January 22, 1915
- Branches
- 19 domestic
- Employees (FTE)
- 150
- FDIC Cert
- 12814
- Fed RSSD
- 262844
- Parent Holding Company
- PEOPLES BANCORP, INC. (RSSD 1209499)
Capital & Liquidity
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Peoples State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.
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Frequently asked about Peoples State Bank
What are Peoples State Bank's total assets?
As of the Q1 2026 filing, Peoples State Bank reported total assets of $973.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples State Bank headquartered?
Peoples State Bank is headquartered in PRAIRIE DU CHIEN, WI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples State Bank founded?
Peoples State Bank was established in 1915, per the FDIC institution directory.
Is Peoples State Bank FDIC-insured?
Yes. Peoples State Bank is an FDIC-insured commercial bank (FDIC Certificate #12814). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples State Bank?
Peoples State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Peoples State Bank's CET1 capital ratio?
Peoples State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.84% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Peoples State Bank operate?
Peoples State Bank operates 19 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoples State Bank's Texas Ratio?
Peoples State Bank's Texas Ratio is 3.57% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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