Bank CMG
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Data as of · sourced from FFIEC call reports. How we update
Bank CMG is an FDIC-insured commercial bank headquartered in Madison, WI, established in 1883 (FDIC certificate 11623), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $1.06B, up 42.5% from Q2 2025, the 28th largest of 153 banks headquartered in Wisconsin. Its CET1 capital ratio was 11.87% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 11623
- Headquarters
- Madison, WI
- Established
- 1883
- Total assets, Q2 2026
- $1.06B
- Assets vs Q2 2025
- +42.5%
- CET1 ratio, Q2 2026
- 11.87%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 075903161
- Latest call report
- Q2 2026, FFIEC 051 · Bank CMG call report
- Holding company
- CMG BANCORP
- Asset rank in state
- 28th of 153 in Wisconsin
Bank CMG is growing quickly. Its balance sheet stood at $1.1 billion at June 30, 2026, up 42.5% from a year earlier; it is based in Madison, Wisconsin. It grew its loan book 40.0% over the year, 6.8 times the median of 5.9% for the 895 banks with $1 billion to $10 billion in assets. It also holds commercial real estate loans worth 3.3 times its capital, higher than about three-quarters of banks its size (median 2.2 times).
Deposits are coming in faster than loans: over the year loans rose 40.0% and deposits rose 44.6%. Its $115 million commercial and industrial book is improving, with 1.78% past due or on nonaccrual, down from 2.77% a year earlier. Costs are the weak spot: it spends about 72 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 58 cents).
As of June 30, 2026, Bank CMG reported a CET1 capital ratio of 11.87%, a return on assets of 1.06%, a nonperforming-loan ratio of 0.24% and a Texas ratio of 2.02%. The figures come from its call report filed with the FFIEC.
Bank CMG ranks as the 28th largest of the 153 banks based in Wisconsin, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 17.6% to $1.06B, loans rose 13.6% and deposits rose 19.6%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 36.3% of total loans, followed by non-owner-occupied commercial real estate loans at 15.7%. Its 10 offices in the FDIC Summary of Deposits are in 9 cities in WI; its Lake Mills 2 offices book 37% of its branch deposits. On its Q2 2026 call report, Bank CMG meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 8020 Excelsior Dr, Madison, WI 53717
- County
- Dane
- Metro Area
- Watertown-Fort Atkinson, WI
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 22, 1883
- Former names
- The Greenwood's State Bank (2018-2025)
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 127
- Domestic deposits
- $935.0M
- Allowance for credit losses
- $7.5M
- Net charge-offs (YTD)
- -$214K
- Average total assets
- $929.3M
- Average total loans
- $739.4M
- Average interest-bearing deposits
- $693.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11623
- Fed RSSD
- 576644
- Website
- www.bankcmg.com →
- Parent Holding Company
- CMG BANCORP (RSSD 3618536)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bank CMG's total assets moved between a low of $583.7M (Q2 2024) and a high of $1.06B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 9 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.06B total assets against $742.5M; $963.0M total liabilities against $671.2M.
$780.6M net loans and leases against $556.8M; $935.0M total deposits against $646.4M.
$35.4M securities against $38.1M; $197.9M cash and balances due against $111.6M.
$13.5M total interest income against $10.3M; $4.0M total interest expense against $3.9M.
$9.6M net interest income against $6.3M.
$3.2M total noninterest income against $796K; $9.2M total noninterest expense against $6.2M.
$564K provision for credit losses against $883K.
$2.5M net income against $167K.
1.06% return on assets against 0.09%; 4.32% net interest margin against 3.75%.
11.87% CET1 capital ratio against 10.83%; 9.61% tier 1 leverage ratio against 9.24%.
Inside the full Bank CMG terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Bank CMG rankings
Its closest position to the top of a national ranking is 988 of 4,196, for total assets; its furthest is 1,750 of 2,134, for CET1 ratio.
Banks merged into Bank CMG
- Farmers Savings Bank, effective September 14, 2026
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -1.20% (Q3 2025) to 1.06% (Q2 2026) and its net interest margin ran from 3.60% (Q1 2025) to 4.32% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.87% | 1.06% | 0.24% | 2.02% | 4.32% |
| Q1 2026 | 12.46% | 0.98% | 0.10% | 0.76% | 4.32% |
| Q4 2025 | 12.85% | 0.63% | 0.16% | 1.08% | 3.89% |
| Q3 2025 | 12.70% | -1.20% | 0.39% | 2.82% | 3.78% |
| Q2 2025 | 10.83% | 0.09% | 0.43% | 3.51% | 3.75% |
| Q1 2025 | 11.10% | 0.15% | 0.49% | 4.54% | 3.60% |
| Q4 2024 | 10.96% | -0.03% | 0.23% | 2.40% | 3.79% |
| Q3 2024 | 12.29% | 0.79% | 0.26% | 2.40% | 3.81% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lake Mills Branch | Lake Mills , WI | 53551 | $293.6M |
| Burlington Branch | Burlington , WI | 53105 | $219.7M |
| Bank CMG (main office) | Madison , WI | 53717 | $193.1M |
| Coates Avenue Facility | Monticello , WI | 53570 | $56.6M |
| Lake Mills Branch | Lake Mills , WI | 53551 | $51.8M |
| Evansville Branch | Evansville , WI | 53536 | $42.1M |
| Monroe Branch | Monroe , WI | 53566 | $27.2M |
| Albany Branch | Albany , WI | 53502 | $21.6M |
| Fiddlers Creek Branch | Waukesha , WI | 53188 | $15.4M |
| Lake Geneva Branch | Lake Geneva , WI | 53147 | $13.9M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 14, 2026 | Structure Change | Acquired Farmers Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 11, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 18, 2019 | Structure Change | Acquired Fox River State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 17, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 23, 2013 | Structure Change | Acquired Bank of Monticello Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 23, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 21, 1998 | Structure Change | Acquired Greenwood's Investment Corporpation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.5% of deposits in WI, rank 32 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 130 applications, 114 loans originated, $127.7M originated, across 9 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $208K approved, $208K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 280 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank CMG
What are Bank CMG's total assets?
As of the Q2 2026 filing, Bank CMG reported total assets of $1.06 billion in its FFIEC call report.
Where is Bank CMG headquartered?
It is headquartered in Madison, WI, United States.
When was Bank CMG founded?
It was established in 1883, per the FDIC institution directory.
Is Bank CMG FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11623). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank CMG?
Bank CMG's primary federal regulator is the Federal Reserve.
What is Bank CMG's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.87% in its Q2 2026 call report, above regulatory requirements.
How many branches does Bank CMG operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank CMG's Texas Ratio?
Its Texas Ratio is 2.02% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Bank CMG previously called?
The charter now named Bank CMG has also operated as The Greenwood's State Bank (2018-2025), per FDIC structure-change records.
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