Bank CMG: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to total assets dropped 1.30 percentage points in Q2 2026, from 10.27% to 8.97%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Bank CMG is 64th of 85 on CET1 ratio, 11.87% as of Q2 2026. Bank CMG reported 11.87% on CET1 ratio for Q2 2026, 1.62 points below the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.87% |
| Tier 1 risk-based capital ratio | 11.87% |
| Total risk-based capital ratio | 12.92% |
| Tier 1 leverage ratio | 9.61% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $88.4M |
| Tier 1 capital | $88.4M |
| Total risk-based capital | $96.3M |
| Total equity capital | $94.9M |
| Risk-weighted assets | $744.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.97% |
| Tangible equity to tangible assets | 8.33% |
| Equity capital to average assets | 10.21% |
| Internal capital growth rate | 10.61% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $325K |
| Common stock surplus | $14.0M |
| Retained earnings | $83.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.15% | 11.15% | 12.34% | 9.98% | $516.5M |
| Q4 2023 | 10.90% | 10.90% | 12.16% | 9.43% | $515.5M |
| Q1 2024 | 11.55% | 11.55% | 12.81% | 9.64% | $495.2M |
| Q2 2024 | 12.20% | 12.20% | 13.45% | 9.94% | $475.6M |
| Q3 2024 | 12.29% | 12.29% | 13.55% | 10.06% | $483.5M |
| Q4 2024 | 10.96% | 10.96% | 12.17% | 9.25% | $537.7M |
| Q1 2025 | 11.10% | 11.10% | 12.26% | 9.32% | $534.7M |
| Q2 2025 | 10.83% | 10.83% | 11.95% | 9.24% | $598.5M |
| Q3 2025 | 12.70% | 12.70% | 13.67% | 10.95% | $651.6M |
| Q4 2025 | 12.85% | 12.85% | 13.82% | 9.64% | $650.4M |
| Q1 2026 | 12.46% | 12.46% | 13.50% | 9.93% | $689.2M |
| Q2 2026 | 11.87% | 11.87% | 12.92% | 9.61% | $744.8M |
Bank CMG regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank CMG, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank CMG profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11623) · FFIEC NIC profile (RSSD 576644)