Bank CMG: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 562.03 percentage points lower than in Q1 2026, at 388.33%. Within Wisconsin, Bank CMG is 109th of 153 on return on assets, 1.06% as of Q2 2026. Bank CMG reported 1.06% on return on assets for Q2 2026, 0.22 points below the 1.27% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.87% |
| Tier 1 risk-based capital ratio | 11.87% |
| Total risk-based capital ratio | 12.92% |
| Tier 1 leverage ratio | 9.61% |
| Equity capital to assets | 8.97% |
| Tangible equity to tangible assets | 8.33% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.24% |
| Non-performing assets ratio | 0.18% |
| Net charge-off ratio | -0.04% |
| Texas ratio | 2.02% |
| Allowance for credit losses to loans | 0.95% |
| Reserve coverage of non-performing loans | 388.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.06% |
| Return on equity | 10.47% |
| Net interest margin | 4.32% |
| Efficiency ratio | 71.67% |
| Yield on earning assets | 6.09% |
| Cost of funds | 1.80% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.28% |
| Core deposits to total deposits | 82.80% |
| Brokered deposits to total deposits | 13.11% |
| Deposits to assets | 88.39% |
| Securities to assets | 3.34% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.15% | 11.15% | 12.34% | 9.98% | 0.46% |
| Q4 2023 | 10.90% | 10.90% | 12.16% | 9.43% | -1.17% |
| Q1 2024 | 11.55% | 11.55% | 12.81% | 9.64% | 0.60% |
| Q2 2024 | 12.20% | 12.20% | 13.45% | 9.94% | 0.38% |
| Q3 2024 | 12.29% | 12.29% | 13.55% | 10.06% | 0.79% |
| Q4 2024 | 10.96% | 10.96% | 12.17% | 9.25% | -0.03% |
| Q1 2025 | 11.10% | 11.10% | 12.26% | 9.32% | 0.15% |
| Q2 2025 | 10.83% | 10.83% | 11.95% | 9.24% | 0.09% |
| Q3 2025 | 12.70% | 12.70% | 13.67% | 10.95% | -1.20% |
| Q4 2025 | 12.85% | 12.85% | 13.82% | 9.64% | 0.63% |
| Q1 2026 | 12.46% | 12.46% | 13.50% | 9.93% | 0.98% |
| Q2 2026 | 11.87% | 11.87% | 12.92% | 9.61% | 1.06% |
Bank CMG vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank CMG, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank CMG profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11623) · FFIEC NIC profile (RSSD 576644)